topic Re: AA Executive card changes. in Credit Cards

AA Executive card changes.

CreditCuriosity — Mon, 10 Jul 2023 23:23:26 GMT

AF 450 - > 595

Many Amex type of credits which most people will likely never get full benefits of to partially offset raise in AF. Hate these gimmicks personally that Amex is mainly is known for

@https://www.doctorofcredit.com/citi-announces-changes-to-aadvantage-executive-card-annual-fee-to-595/

@Aim_High thought of you on this due to recent Amex Gold comments .. Doubt this will be well received by many

Re: AA Executive card changes.

FireMedic1 — Mon, 10 Jul 2023 23:33:54 GMT

Whoa CC! Kinda steep to raise it that much. Hope my 2 dont do the same thing. I'm just a newb still. Cant wait to see @Aim_High 's responce.

Re: AA Executive card changes.

Jnbmom — Tue, 11 Jul 2023 00:56:56 GMT

Good Lordy 😳

Re: AA Executive card changes.

cashorcharge — Tue, 11 Jul 2023 01:20:13 GMT

Glad I got upgraded last month

Re: AA Executive card changes.

wasCB14 — Tue, 11 Jul 2023 03:42:01 GMT

"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?

Re: AA Executive card changes.

redpat — Tue, 11 Jul 2023 10:01:25 GMT

I'll pc before af.

The centurion lounge footprint is bigger really no loss for me, big loss for my authorized users.

Re: AA Executive card changes.

SouthJamaica — Tue, 11 Jul 2023 10:57:13 GMT

@CreditCuriosity wrote:
AF 450 - > 595

Many Amex type of credits which most people will likely never get full benefits of to partially offset raise in AF. Hate these gimmicks personally that Amex is mainly is known for

@https://www.doctorofcredit.com/citi-announces-changes-to-aadvantage-executive-card-annual-fee-to-595/

@Aim_High thought of you on this due to recent Amex Gold comments .. Doubt this will be well received by many

Something tells me this isn't going to last long. What a bad idea (or should I say what a bunch of bad ideas?)

Re: AA Executive card changes.

coldfusion — Tue, 11 Jul 2023 12:31:09 GMT

@wasCB14 wrote:
"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?

I hope it isn't that you only get the credit applied in those months in which you make at least 4 eligible rides...

Re: AA Executive card changes.

redpat — Tue, 11 Jul 2023 13:14:47 GMT

@coldfusion wrote:
@wasCB14 wrote:
"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?
I hope it isn't that you only get the credit applied in those months in which you make at least 4 eligible rides...

It is, "credit will be applied after 3 eligible rides each month".

This is a credit that they don't really want to give out.

Re: AA Executive card changes.

Anonymous — Tue, 11 Jul 2023 15:49:06 GMT

@redpat wrote:
@coldfusion wrote:
@wasCB14 wrote:
"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?
I hope it isn't that you only get the credit applied in those months in which you make at least 4 eligible rides...
It is, "credit will be applied after 3 eligible rides each month".

This is a credit that they don't really want to give out.

And as comments on DoC say, this is based on the standard WEMC benefit, $5 off after three rides per month, and this is SO much more generous at $10! But for some it will be very usuable

Re: AA Executive card changes.

Kforce — Tue, 11 Jul 2023 15:57:54 GMT

@CreditCuriosity wrote:
AF 450 - > 595

Many Amex type of credits which most people will likely never get full benefits of to partially offset raise in AF. Hate these gimmicks personally that Amex is mainly is known for

@https://www.doctorofcredit.com/citi-announces-changes-to-aadvantage-executive-card-annual-fee-to-595/

@Aim_High thought of you on this due to recent Amex Gold comments .. Doubt this will be well received by many

Helps me remember the fun of Amex before leaving them.

Oh the good times

Re: AA Executive card changes.

CreditCuriosity — Tue, 11 Jul 2023 18:57:31 GMT

@wasCB14 wrote:
"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?

Ya very weird how that is worded and troubling

Re: AA Executive card changes.

ptatohed — Tue, 11 Jul 2023 19:48:06 GMT

@wasCB14 wrote:
"Up to $120 in Lyft credits ($10 credit each month after taking three eligible rides)."

Is that three eligible rides to unlock the perk permanently? Three rides per year? Three rides per month?

If I had to guess, I would say you get the $10 credit (maximum per month) after you take 3 rides that month. You can do this (take 3 rides in a month, get the $10 monthly credit) once per month, for a total yearly credit of $120 max.

Re: AA Executive card changes.

Aim_High — Sat, 15 Jul 2023 17:51:57 GMT

@CreditCuriosity wrote:
AF 450 - > 595

Many Amex type of credits which most people will likely never get full benefits of to partially offset raise in AF. Hate these gimmicks personally that Amex is mainly is known for

@https://www.doctorofcredit.com/citi-announces-changes-to-aadvantage-executive-card-annual-fee-to-595/

@Aim_High thought of you on this due to recent Amex Gold comments .. Doubt this will be well received by many

= = = = = = = = = = = = = = = = = = = = =
@FireMedic1 wrote:
Whoa CC! Kinda steep to raise it that much. Hope my 2 dont do the same thing. I'm just a newb still. Cant wait to see @Aim_High 's responce.

😡 @Aim_High is not a happy camper.

But thanks for the tags to topic, @CreditCuriosity and @FireMedic1. It's definitely of interest to me since I just got this card.

And *THIS* ... is why I get frustrated with premium AF cards. They rarely stay the same, so you sign up for a card program that works for you and that you like, you take a HP and new account added, and before long they shake things up again whether it adds any value to you or not. I've only been doing these about five years since I added my Chase Sapphire Reserve in 2018 and it changed including an AF boost from $450 to $550. AMEX Gold came-and-went ... including a bait-and-switch of the airline fee credit for UBER/UBER Eats which was worthless to me.

I do not like these changes. The rental car credit might actually work but it's still a net increase at best. I really dislike the AMEX-type monthly credits for GrubHub and Lyft, and it does sound like they are trying to make the Lyft difficult to attain.

The one thing that makes sense to me is the buckling down on AU access to the Admiral's Club at no additional fee. I heard of some people sharing cards to take advantage of it.

At least if I decide it's just too much, there are downgrade paths. Not only to the Platinum Select or MileUp, but I believe they allow PC to the Premier core card. Or maybe my new Barclay's Aviator Red could become more useful to me overall. I have/will use the Admiral's Club but may not get my money's worth at that fee.

Re: AA Executive card changes.

CreditCuriosity — Tue, 11 Jul 2023 23:56:40 GMT

@Aim_High wrote:
@CreditCuriosity wrote:
AF 450 - > 595

Many Amex type of credits which most people will likely never get full benefits of to partially offset raise in AF. Hate these gimmicks personally that Amex is mainly is known for

@https://www.doctorofcredit.com/citi-announces-changes-to-aadvantage-executive-card-annual-fee-to-595/

@Aim_High thought of you on this due to recent Amex Gold comments .. Doubt this will be well received by many

= = = = = = = = = = = = = = = = = = = = =
@FireMedic1 wrote:
Whoa CC! Kinda steep to raise it that much. Hope my 2 dont do the same thing. I'm just a newb still. Cant wait to see @Aim_High 's responce.
😡 @Aim_High is not a happy camper. But thanks for the tags to topic, @CreditCuriosity and @FireMedic1. It's definitely of interest to me since I just got this card.

And *THIS* ... is why I get frustrated with premium AF cards. They rarely stay the same, so you sign up for a card program that works for you and that you like, you take a HP and new account added, and before long they shake things up again whether it adds any value to you or not. I've only been doing these about five years since I added my Chase Sapphire Reserve in 2018 and it changed including an AF boost from $450 to $550. AMEX Gold came-and-went ... including a bait-and-switch of the airline fee credit for UBER/UBER Eats which was worthless to me.

I do not like these changes. The rental car credit might actually work but it's still a net increase at best. I really dislike the AMEX-type monthly credits for GrubHub and Lyft, and it does sound like they are trying to make the Lyft difficult to attain.

The one thing that makes sense to me is the buckling down on AU access to the Admiral's Club at no additional fee. I heard of some people sharing cards to take advantage of it.

At least if I decide it's just too much, there are downgrade paths. Not only to the Platinum Select or MileUp, but I believe they allow PC to the Premier core card. Or maybe my new Barclay's Aviator Red could become more useful to me overall. I have/will use the Admiral's Club but may not get my money's worth at that fee.

right i would consider this card or would of for admirals club alone as use it many times a year, but with new AF and attached stuff, nope. Can re-evaluate when the AF is about to hit

Re: AA Executive card changes.

Aim_High — Wed, 12 Jul 2023 00:40:30 GMT

I really like my CITI Executive card and I want to keep it. But it is already possibly my least practical AF card in terms of the returned value I'm getting. Some of my other AF cards have been more of a no-brainer that they are easily paying for themselves. The AF hike just makes it more marginal in terms of value. I agree with @SouthJamaica that these changes are not good and may not be able to stick. CITI and AA may decide to ease up on the fee or offer better value if they see a stampede away. At that fee, the card should be offering tons of perks and CITI has nerfed most of theirs.

I just find it highly annoying that CITI (among others) is copying AMEX's stupid "coupon-book" approach on their premium cards for things that everyone doesn't/can't easily find value.

Re: AA Executive card changes.

redpat — Wed, 12 Jul 2023 13:52:30 GMT

Cards change all the time and I view as a cost of doing business. If cards have value keep them and if they don't PC or close them.

The timing couldn't have been better for citi to make this change because if you have amex plat this impact for lounge access isn't as hard as it seems with the larger footprint of centurion lounges and their studio lounges.

I had to tell my AUs that they will no longer have AA lounge acess when the AF comes up and there was some moaning, groaning and one in tears, not really....They called me back and begged me to keep the card, so I will.

Re: AA Executive card changes.

Aim_High — Wed, 12 Jul 2023 20:51:47 GMT

Well, the Doctor of Credit rumors are confirmed and look accurate. CITI emailed me about an hour ago. Moreover, changes are coming rapidly and will be effective July 23rd.

And yes, on the LYFT credit, it requires at least three MONTHLY LYFT charges to qualify for the $10.

They *ARE* adding some travel protections and insurances. Details to be provided later but they include Trip Delay Protection, Trip Cancellation & Interruption Protection, Worldwide Car Rental Insurance and Lost Baggage Protection.

The 4x points (up from 2x miles ) for AA purchases is nice ... (IF) you spend a lot on AA airfare annually. They are really catering this card specifically towards those who spend a lot at AA annually, want to earn accelerated miles on that spend, who want shortcuts to loyalty status, and who will likely use the Admirals Clubs moderately or more themselves (instead of AUs.). This isn't a card for the infrequent AA traveler who wants to be able to earn miles easily by charging everyday expenses.

For me, the new credits have varying value. Rental car credit is something that I could probably use with little effort. The GrubHub is the same PITA coupon credit that I moved away from on AMEX Gold ... but I could probably make at least partial use. LYFT is useless for me, especially with the 3+ rides required monthly. 😒

Re: AA Executive card changes.

ptatohed — Wed, 12 Jul 2023 21:06:45 GMT

I love how you have to go to the FAQs to learn the new AF.

Re: AA Executive card changes.

redpat — Wed, 12 Jul 2023 21:08:10 GMT

Thanks aimhigh, I've been in denial, just looked at my e-mail and crap there it is.....I was hoping it was just you....