topic Re: Balance transfer from DCU Credit Card in Credit Cards

Balance transfer from DCU Credit Card

Kenro — Wed, 09 Aug 2023 00:43:21 GMT

Does anyone have experience of balance transferring from the DCU credit card? I know DCU has some weird setup with their credit cards actually being loans and the account numbers not matching CC number.

What did you put into your balance transfer request from another bank? Loan number or just DCU credit card number? Did you have any issues?

I know for many this month is when the DCU's 6 month free balance transfer is up. I was thinking about using up balance transfer promotion on my another credit card and rolling the money around.

Re: Balance transfer from DCU Credit Card

CYBERSAM — Wed, 09 Aug 2023 02:19:49 GMT

You can have the bank you want to transfer the balance to, deposit the funds to your DCU bank checking/saving account so you can pay the balance after.

Most banks are able to do that for balance transfer promotion, however you may need to do that over the phone.

Re: Balance transfer from DCU Credit Card

SouthJamaica — Wed, 09 Aug 2023 12:56:56 GMT

@Kenro wrote:
Does anyone have experience of balance transferring from the DCU credit card? I know DCU has some weird setup with their credit cards actually being loans and the account numbers not matching CC number.

What did you put into your balance transfer request from another bank? Loan number or just DCU credit card number? Did you have any issues?

I know for many this month is when the DCU's 6 month free balance transfer is up. I was thinking about using up balance transfer promotion on my another credit card and rolling the money around.

I haven't found any difference in making balance transfer payments to DCU.

Re: Balance transfer from DCU Credit Card

Kenro — Wed, 09 Aug 2023 21:13:11 GMT

@SouthJamaica wrote:
@Kenro wrote:
Does anyone have experience of balance transferring from the DCU credit card? I know DCU has some weird setup with their credit cards actually being loans and the account numbers not matching CC number.

What did you put into your balance transfer request from another bank? Loan number or just DCU credit card number? Did you have any issues?

I know for many this month is when the DCU's 6 month free balance transfer is up. I was thinking about using up balance transfer promotion on my another credit card and rolling the money around.
I haven't found any difference in making balance transfer payments to DCU.

Just curious whether you have done it? So did you just input DCU credit card number in your other bank/credit card issuer and all went smoothly?

Re: Balance transfer from DCU Credit Card

ZackAttack — Thu, 10 Aug 2023 01:15:33 GMT

@Kenro wrote:
@SouthJamaica wrote:
@Kenro wrote:
Does anyone have experience of balance transferring from the DCU credit card? I know DCU has some weird setup with their credit cards actually being loans and the account numbers not matching CC number.

What did you put into your balance transfer request from another bank? Loan number or just DCU credit card number? Did you have any issues?

I know for many this month is when the DCU's 6 month free balance transfer is up. I was thinking about using up balance transfer promotion on my another credit card and rolling the money around.
I haven't found any difference in making balance transfer payments to DCU.

Just curious whether you have done it? So did you just input DCU credit card number in your other bank/credit card issuer and all went smoothly?

I wouldn't do the 16 digits on the card. If it was me, you instruct them the info from DCU form, https://www.dcu.org/content/dam/dcu/global/generic/documents/mail-in-deposit.pdf

The form is straight simple to follow. All you need the CU member name and account ID number.

So if you have a loan and the number is 150, then its 156896L150. <- Example

^ This is what I do when doing payment to the account. Sometimes I have seen it without the letter via Bill Pay bc of the processor doing it.

Re: Balance transfer from DCU Credit Card

Kenro — Tue, 22 Aug 2023 01:04:36 GMT

If anyone has same question. Using loan number and DCU address on statement of the CC worked the best. So member number + loan number and address from DCU statement credit card at the bottom for the payment slip.

Re: Balance transfer from DCU Credit Card

hockeypuckrb — Tue, 15 Oct 2024 18:39:14 GMT

Did you have to call them to have this completed? Trying to transfer DCU to AMex now and it states that I have an invalid CC number?