topic Re: Is a 2k limit cap one card “in the bucket”? in Credit Cards

Is a 2k limit cap one card “in the bucket”?

Billywadd — Fri, 11 Aug 2023 14:05:13 GMT

It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

overall capital one has been good.

forgot to mention, I have a venture card also with a much higher limit.

Re: Is a 2k limit cap one card “in the bucket”?

PNWRambler — Fri, 11 Aug 2023 14:50:16 GMT

Have you been using the card? Capital One likes to see activity on a card before they'll grant a CLI. You need to use it every month and pay in full every month. If you're using it regularly and it hasn't grown in over a year, and they're willing to give you a CLI on a different card but not that one, then it's probably bucketed.

Re: Is a 2k limit cap one card “in the bucket”?

FireMedic1 — Fri, 11 Aug 2023 16:17:58 GMT

Kinda borderline. Could go either way. As above. Use and PIF. Usually 3000 is the non bucket SL. But nothings 100% with Cap1.

Re: Is a 2k limit cap one card “in the bucket”?

CYBERSAM — Fri, 11 Aug 2023 17:22:10 GMT

@Billywadd wrote:
It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

overall capital one has been good.

forgot to mention, I have a venture card also with a much higher limit.

If your APR is max that they offer then it could be! However if you are keep getting CLIs with Venture then probably not going to get any with other cards. Cap1 is not Sync.

Re: Is a 2k limit cap one card “in the bucket”?

masscredit — Sat, 12 Aug 2023 15:42:27 GMT

The last card I was approved for happened to be with Cap1. It's their Walmart MC It got a $2K SL. It's my daily driver for personal spending. I'll start pushing the Luv Button in about 5 months. Hoping it will grow over time.

My other two cards with them are the Savor One. Started with a $3K limit. That was bumped up to $4500 last month. I was approved for a QuickSilver card a week before the Walmart MC. That also had a $3K SL.

Re: Is a 2k limit cap one card “in the bucket”?

Gollum — Sun, 13 Aug 2023 06:35:50 GMT

@Billywadd wrote:
It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

overall capital one has been good.

forgot to mention, I have a venture card also with a much higher limit.

I think the subprime starter cards are what most posters think of as "bucketed."

Since your card "started at 2k and hasn't budged in a year" I am guessing that it is not a subprime card that cannot "grow or graduate," and I am also guessing that your card's lack of credit limit increases is because of increased "tightening" regarding credit: the Fed has been raising interest rates to try to reduce inflation.

Re: Is a 2k limit cap one card “in the bucket”?

GApeachy — Sun, 13 Aug 2023 06:59:32 GMT

To help you "sort of" figure it out read this from 2018.

A more current post to give you a little hope read this.