topic Re: What Fico score for PenFed Pathfinder? in Credit Cards

What Fico score for PenFed Pathfinder?

Lyle5653 — Fri, 11 Aug 2023 04:52:20 GMT

I've been with PenFed for just over 6 months. Got the PenFed PCR in Jan/23 at $3500 credit limit. Want to work towards getting the Pathfinder . I know they check equifax, and mine is currently at 690.

To anybody that has the card. What was your score when you got approved for it.

My Ch7 was discharged in June 1, 2020

Re: What Fico score for PenFed Pathfinder?

mgood — Fri, 11 Aug 2023 09:02:50 GMT

PenFed uses Equifax FICO 9.
Not bankcard 9, just regular classic 9.

Re: What Fico score for PenFed Pathfinder?

madmann26 — Fri, 11 Aug 2023 12:26:46 GMT

@mgood wrote:
PenFed uses Equifax FICO 9.
Not bankcard 9, just regular classic 9.

They pulled Experian FICO 9 on me in a recent app.

Re: What Fico score for PenFed Pathfinder?

CreditMagic7 — Fri, 11 Aug 2023 16:29:04 GMT

Mid-South here. All pulls by PenFed have been Equifax for CCs out this way. Hope that helps.

Re: What Fico score for PenFed Pathfinder?

coreyb80 — Fri, 11 Aug 2023 16:31:29 GMT

As long as you haven't acrued any crazy debt you should be good to get another!

Re: What Fico score for PenFed Pathfinder?

okurosetta — Sat, 12 Aug 2023 04:06:54 GMT

Have you checked their pre-qualification tool? I recently checked for a second Pathfinder, showed pre-qualified for $15k, applied, approved for $15k.

Re: What Fico score for PenFed Pathfinder?

Lyle5653 — Sat, 12 Aug 2023 04:46:00 GMT

I applied last night for the Pathfinder. At the time my EQ MyFico8 Bankcard was 700, and Fico score through Penfed was 725. I am an honors member(non military) if that means anything. It says I was approved for $12,500, but it's still under active loan application what ever that means. That's the latest so far.

Re: What Fico score for PenFed Pathfinder?

Lyle5653 — Sat, 12 Aug 2023 19:49:00 GMT

just checked this morning

1) my MyFico 9 EQ score is 700

2) PenFed application is closed, and it said approved and funded.