topic Re: Chase cards. Which of these is easier to get and higher CL in Credit Cards

Chase cards. Which of these is easier to get and higher CL

Superduper2014 — Thu, 19 Oct 2023 18:51:48 GMT

Which of these would yield a higher initial credit limit or may be easier to get?

Between Slate, Freedom Unlimited and Freedom Flex?

I have been getting pre approvals in the mail for slate, but they recently expired.

Wen to their website and I am pre approved from the above.

If I apply to just one. Which one would more than likely yield higher initial cl? or easier to get?

Thank you

Re: Chase cards. Which of these is easier to get and higher CL

Anonymous — Thu, 19 Oct 2023 18:56:52 GMT

@Superduper2014 wrote:
Which of these would yield a higher initial credit limit or may be easier to get?
Between Slate, Freedom Unlimited and Freedom Flex?

I have been getting pre approvals in the mail for slate, but they recently expired.
Wen to their website and I am pre approved from the above.

If I apply to just one. Which one would more than likely yield higher initial cl? or easier to get?

Thank you

I would guess that Freedom Flex and Freedom Unlimited have identical underwriting, and possibly the Slate would be easier to get but limit might be lower.

Re: Chase cards. Which of these is easier to get and higher CL

Superduper2014 — Thu, 19 Oct 2023 19:02:23 GMT

@Anonymous Perfect. Thanks

I am so far leaning towards Freedom Unlimited then.

Regions

and Cap one (despite having 2 quicksilvers and them denying me any CLI for no use, but not sure may it will be a wasted HP on 3 bureaus)

Oh. Also BCU

Re: Chase cards. Which of these is easier to get and higher CL

Superduper2014 — Thu, 19 Oct 2023 21:50:31 GMT

UPDATE:

Chase Approved 17k, should I apply for a second one today?

This was the Freedom Unlimited

Since I am on an app spree. Should I apply again with them for the Slate card?

Would they use the same inquiry if I apply today?

Re: Chase cards. Which of these is easier to get and higher CL

SouthJamaica — Thu, 19 Oct 2023 22:26:24 GMT

@Superduper2014 wrote:
Which of these would yield a higher initial credit limit or may be easier to get?
Between Slate, Freedom Unlimited and Freedom Flex?

I have been getting pre approvals in the mail for slate, but they recently expired.
Wen to their website and I am pre approved from the above.

If I apply to just one. Which one would more than likely yield higher initial cl? or easier to get?

Thank you

None of them is known for especially large starting limits. But based on anecdotal reading in this forum, I think the Freedom cards would be the most likely to give a good sized limit.

The Slate is the easiest to get, but it is worthless compared to the Freedom cards, which are very useful.

Re: Chase cards. Which of these is easier to get and higher CL

SouthJamaica — Thu, 19 Oct 2023 22:28:37 GMT

@Superduper2014 wrote:
UPDATE:
Chase Approved 17k, should I apply for a second one today?
This was the Freedom Unlimited

Since I am on an app spree. Should I apply again with them for the Slate card?
Would they use the same inquiry if I apply today?

Congratulations on the approval.

No you should not apply for a second Chase card so soon after getting your first one.

Chase does not re-use hard pulls. There will always be another hard pull (and sometimes two).

IMHO you should just take Slate off your list. It's not a good card.

Re: Chase cards. Which of these is easier to get and higher CL

Superduper2014 — Thu, 19 Oct 2023 22:33:01 GMT

@SouthJamaica I will be happy with the Freedom card. You are right.

I did apply for a Regions card that I had the invitation and it is in review. So I am not sure how to feel about that and feel like maybe I should apply for something else today.

Thinking about a 3rd cap one. Is it possible? I have 2 QS with them that i never use and they constantly deny my CLI requests due to not using the cards, but they pre approved on the website for a SAVOR card. WOuld they approve it? I read they allow only 2 cards then someone said 3. so not sure. Any ideas?

Re: Chase cards. Which of these is easier to get and higher CL

SouthJamaica — Thu, 19 Oct 2023 22:39:04 GMT

@Superduper2014 wrote:
@SouthJamaica I will be happy with the Freedom card. You are right.

I did apply for a Regions card that I had the invitation and it is in review. So I am not sure how to feel about that and feel like maybe I should apply for something else today.
Thinking about a 3rd cap one. Is it possible? I have 2 QS with them that i never use and they constantly deny my CLI requests due to not using the cards, but they pre approved on the website for a SAVOR card. WOuld they approve it? I read they allow only 2 cards then someone said 3. so not sure. Any ideas?

I don't know what other cards you have, but I get the feeling you should just chill for awhile, enjoy what you've got, and let the dust settle.

Re: Chase cards. Which of these is easier to get and higher CL

Superduper2014 — Thu, 19 Oct 2023 22:43:52 GMT

@SouthJamaica wrote:
@Superduper2014 wrote:
@SouthJamaica I will be happy with the Freedom card. You are right.

I did apply for a Regions card that I had the invitation and it is in review. So I am not sure how to feel about that and feel like maybe I should apply for something else today.
Thinking about a 3rd cap one. Is it possible? I have 2 QS with them that i never use and they constantly deny my CLI requests due to not using the cards, but they pre approved on the website for a SAVOR card. WOuld they approve it? I read they allow only 2 cards then someone said 3. so not sure. Any ideas?
I don't know what other cards you have, but I get the feeling you should just chill for awhile, enjoy what you've got, and let the dust settle.

I know... I have just prepared for this moment for a while. So I need to maximize my app spree.. I will not apply for more cards after this for years. I wanted to get with chase and got it. I don't know about Regions yet. Maybe I should at least wait to see what happens with that one, but would it be too bad to apply for 3 cards?

I was considering BCU if Cap one would be a long shot.

Re: Chase cards. Which of these is easier to get and higher CL

Anonymous — Thu, 19 Oct 2023 23:40:01 GMT

@Superduper2014 wrote:
I know... I have just prepared for this moment for a while. So I need to maximize my app spree..

No, you don't need to app spree at all! (Unless you have unrevealed reasons). You can space them out, get the cards and do less damage to your reports, possibly getting better limits

Re: Chase cards. Which of these is easier to get and higher CL

SouthJamaica — Fri, 20 Oct 2023 02:40:02 GMT

@Superduper2014 wrote:
@SouthJamaica wrote:
@Superduper2014 wrote:
@SouthJamaica I will be happy with the Freedom card. You are right.

I did apply for a Regions card that I had the invitation and it is in review. So I am not sure how to feel about that and feel like maybe I should apply for something else today.
Thinking about a 3rd cap one. Is it possible? I have 2 QS with them that i never use and they constantly deny my CLI requests due to not using the cards, but they pre approved on the website for a SAVOR card. WOuld they approve it? I read they allow only 2 cards then someone said 3. so not sure. Any ideas?
I don't know what other cards you have, but I get the feeling you should just chill for awhile, enjoy what you've got, and let the dust settle.

I know... I have just prepared for this moment for a while. So I need to maximize my app spree.. I will not apply for more cards after this for years. I wanted to get with chase and got it. I don't know about Regions yet. Maybe I should at least wait to see what happens with that one, but would it be too bad to apply for 3 cards?
I was considering BCU if Cap one would be a long shot.

It's your life I'm sure it wouldn't be the end of the world

Re: Chase cards. Which of these is easier to get and higher CL

quikj9 — Fri, 20 Oct 2023 03:45:21 GMT

Congrats on your approval!

I'd also encourage you to space out your applications. Chase is a relatively conservative lender and has been known to take adverse action in response to what can be perceived as risky or aggressive credit seeking behavior.

Re: Chase cards. Which of these is easier to get and higher CL

NoMoreE46 — Thu, 26 Oct 2023 20:22:04 GMT

Congrats on your CFU approval @Superduper2014.

Feel free to celebrate in the Approvals board.