topic Re: Targeted Discover Offer? in Credit Cards

Targeted Discover Offer?

Titans84 — Tue, 24 Oct 2023 18:10:34 GMT

Received this offer from Discover via email earlier today (10/24). Spend on my card has been low in the last few months. I always seem to get these after weeks of little to no use of the card.

Re: Targeted Discover Offer?

CreditCuriosity — Tue, 24 Oct 2023 18:13:07 GMT

certainly targeted. enjoy

Re: Targeted Discover Offer?

ptatohed — Tue, 24 Oct 2023 18:44:24 GMT

Nice. So I assume the "Extra 6%" would mean 7% total? Very cool.

Re: Targeted Discover Offer?

M_Smart007 — Tue, 24 Oct 2023 19:00:08 GMT

Nice offer.

Has to be targeted ...as I got nada on either Disco card

Re: Targeted Discover Offer?

Titans84 — Tue, 24 Oct 2023 19:12:15 GMT

@ptatohed wrote:
Nice. So I assume the "Extra 6%" would mean 7% total? Very cool.

No, it would be 6% on grocery spend up to $1,000 max.

This offer is separate from the quarterly categories of Target and Amazon. Those are still 5% back up to $1,500 max.

The "extra" is just pointing out that this offer is in addition to the quarterly categories.

Re: Targeted Discover Offer?

FireMedic1 — Tue, 24 Oct 2023 22:09:56 GMT

Nice. Me no get. Yet.

Re: Targeted Discover Offer?

elboullee — Tue, 24 Oct 2023 22:29:42 GMT

@Titans84 wrote:
@ptatohed wrote:
Nice. So I assume the "Extra 6%" would mean 7% total? Very cool.
No, it would be 6% on grocery spend up to $1,000 max.

This offer is separate from the quarterly categories of Target and Amazon. Those are still 5% back up to $1,500 max.

The "extra" is just pointing out that this offer is in addition to the quarterly categories.

Discover gives unlimited 1% on all non-5% category spend. The offer states "in addition to your regular rewards", so it should be 7% on groceries up to $1,000.

Re: Targeted Discover Offer?

Beefy1212 — Tue, 24 Oct 2023 23:40:19 GMT

@Titans84 wrote:
Received this offer from Discover via email earlier today (10/24). Spend on my card has been low in the last few months. I always seem to get these after weeks of little to no use of the card.

My buddy got an extra quarter of 5% tap to pay

Re: Targeted Discover Offer?

Titans84 — Wed, 25 Oct 2023 00:49:05 GMT

@elboullee wrote:
@Titans84 wrote:
@ptatohed wrote:
Nice. So I assume the "Extra 6%" would mean 7% total? Very cool.
No, it would be 6% on grocery spend up to $1,000 max.

This offer is separate from the quarterly categories of Target and Amazon. Those are still 5% back up to $1,500 max.

The "extra" is just pointing out that this offer is in addition to the quarterly categories.
Discover gives unlimited 1% on all non-5% category spend. The offer states "in addition to your regular rewards", so it should be 7% on groceries up to $1,000.

I've received offers like this in the past, and they never gave an additonal 1%. I had this same offer last summer and I maxed it out. There was not an additional 1% cash back.

The 'in addition' note is just to make sure those targeted know this is not a change to the quarterly catergory reward structure.

Re: Targeted Discover Offer?

Titans84 — Wed, 25 Oct 2023 00:52:10 GMT

@Beefy1212 wrote:
@Titans84 wrote:
Received this offer from Discover via email earlier today (10/24). Spend on my card has been low in the last few months. I always seem to get these after weeks of little to no use of the card.

My buddy got an extra quarter of 5% tap to pay

I would have much preferred that offer. I maxed out the Mobile Pay quarter in July and there has been no spend on my Discover since. Probably why I recieved this offer.

Re: Targeted Discover Offer?

DeschutesMyVaronis — Wed, 25 Oct 2023 02:31:02 GMT

I got a similar offer, but for an additional 2% on the existing categories. Nice 7% CB for Amazon.

Subject line: "Congrats <NAME>, enjoy up to $40 extra cash back on all new purchases"

Re: Targeted Discover Offer?

Simmonowski — Wed, 25 Oct 2023 03:45:52 GMT

They gave me Walmart.

Earn up to $60 extra cash back at Walmart

Activate to earn an extra 6% Cashback Bonus® at Walmart on up to $1,000 in new purchases through December 31, 2023.*

Re: Targeted Discover Offer?

ChargedUp — Wed, 25 Oct 2023 04:13:28 GMT

I already have 6% on grocery via BCP, so this works out well!

Re: Targeted Discover Offer?

coldfusion — Wed, 25 Oct 2023 11:42:51 GMT

All I got was the cold shoulder lol