topic Re: AMEX Clear credit on 2 cards? in Credit Cards

AMEX Clear credit on 2 cards?

NoMoreDebt — Thu, 23 Nov 2023 13:57:12 GMT

Since both the Platinum and Green card have the $189 Clear credit is it possible to have a membership in clear on both cards? Say if I got a membership on the Platinum and wanted to get DW a membership on the Green Card?

I'm aware for a small fee I can add someone to the primary membership but figure why pay that if i can get a second membership covered under the other cards benefits

Re: AMEX Clear credit on 2 cards?

JoeRockhead — Thu, 23 Nov 2023 14:16:09 GMT

I could certainly be wrong but, with most Amex offers, they are listed across multiple accounts. Once you use it on one card, it generally disappears, or is ineligible on other cards.

Re: AMEX Clear credit on 2 cards?

NoMoreDebt — Thu, 23 Nov 2023 14:20:45 GMT

@JoeRockhead wrote:
I could certainly be wrong but, with most Amex offers, they are listed across multiple accounts. Once you use it on one card, it generally disappears, or is ineligible on other cards.

Thinking about it more, that does make sense. No way they would allow a double dip on that offer.

Re: AMEX Clear credit on 2 cards?

JoeRockhead — Thu, 23 Nov 2023 14:36:16 GMT

Yes, double dipping is generally the reasoning behind it. I failed to mention it above.

Re: AMEX Clear credit on 2 cards?

wingennis — Thu, 23 Nov 2023 14:47:26 GMT

The Clear credit isn't an Amex offer but one of the benefits of the cards. It might be best to contact Clear. I have multiple cards with the Global Entry/PreCheck credit and can use them for whoever I want.

Re: AMEX Clear credit on 2 cards?

JoeRockhead — Thu, 23 Nov 2023 14:59:02 GMT

@wingennis good info, but isn't there language that says it can be used for the account holder, or an authorized user. That's why I thought they'd only allow one use per account holder regardless of it showing for different cards.

Re: AMEX Clear credit on 2 cards?

wingennis — Thu, 23 Nov 2023 15:45:38 GMT

@JoeRockhead wrote:
@wingennis good info, but isn't there language that says it can be used for the account holder, or an authorized user. That's why I thought they'd only allow one use per account holder regardless of it showing for different cards.

That's why I recommend getting clarification from Clear. The worst they can do is say no and we are already there.

Re: AMEX Clear credit on 2 cards?

jwgolub — Thu, 23 Nov 2023 17:10:42 GMT

Speaking from experience, I have 3 cards that offer the Clear membership statement credit, and I was able to use the credit for 3 different people. Clear doesn't care if the credit card used to pay for the service matches the member who is receiving the service. Moreover Clear has no way of knowing, nor do they care that AMEX is giving a statement credit for the cost of their membership billed to certain cards.

That being said, there is a way to add a family member onto your Clear account for a reduced cost, however the membership for all people on one account is charged to one one card. The way to maximize the credit is to have each person sign up independently for their own Clear membership and charge the full cost to each credit card.

Re: AMEX Clear credit on 2 cards?

JoeRockhead — Thu, 23 Nov 2023 17:27:23 GMT

@jwgolub good stuff, appreciate the information!

Re: AMEX Clear credit on 2 cards?

K-in-Boston — Thu, 23 Nov 2023 18:11:10 GMT

@jwgolub wrote:
Speaking from experience, I have 3 cards that offer the Clear membership statement credit, and I was able to use the credit for 3 different people. Clear doesn't care if the credit card used to pay for the service matches the member who is receiving the service. Moreover Clear has no way of knowing, nor do they care that AMEX is giving a statement credit for the cost of their membership billed to certain cards.

That being said, there is a way to add a family member onto your Clear account for a reduced cost, however the membership for all people on one account is charged to one one card. The way to maximize the credit is to have each person sign up independently for their own Clear membership and charge the full cost to each credit card.

100% correct. As with PreCheck and Global Entry, the Clear credit is for any charge provided the merchant is Clear and neither entity supplies the identity of the person that the enrollment fee was paid for to Amex.

Re: AMEX Clear credit on 2 cards?

NoMoreDebt — Thu, 23 Nov 2023 21:33:45 GMT

@jwgolub wrote:
Speaking from experience, I have 3 cards that offer the Clear membership statement credit, and I was able to use the credit for 3 different people. Clear doesn't care if the credit card used to pay for the service matches the member who is receiving the service. Moreover Clear has no way of knowing, nor do they care that AMEX is giving a statement credit for the cost of their membership billed to certain cards.

That being said, there is a way to add a family member onto your Clear account for a reduced cost, however the membership for all people on one account is charged to one one card. The way to maximize the credit is to have each person sign up independently for their own Clear membership and charge the full cost to each credit card.

Excellent information, thank you. definitely makes since to have her get her full membership on one card and me on the other to maximize the reward and offset the AF cost of the cards.

Re: AMEX Clear credit on 2 cards?

Anonymous — Sun, 26 Nov 2023 20:26:40 GMT

@NoMoreDebt wrote:

Excellent information, thank you. definitely makes since to have her get her full membership on one card and me on the other to maximize the reward and offset the AF cost of the cards.

It makes sense but don't take the full cost as offsetting the AF. The alternative was to pay a smaller fee to add on the same membership and that is really what is being saved

Re: AMEX Clear credit on 2 cards?

imaximous — Mon, 27 Nov 2023 14:46:37 GMT

I've been using Clear for a few years now, and the membership cost has gone up a good amount in this last year. I used to pay $109/yr and $60 for family members, so a single Amex credit would cover 2 people with some extra money to spare. A third member would cost $40 out of pocket.

The family member went up twice this year, which I found excessive. From $60 to $70, and now it's $99.

My membership went up from $109 to $149. (United Airlines discount).

Now a single Amex credit won't even cover 2. The cost is now $248/yr for 2 people or $59 out of pocket. Plus another $99 for a third person.

So, I went from $229 for 3 people to $347. And that's with a discount from United. Otherwise, you'd have to add another $40 to that.

Without the Amex credits, I'm not sure I'd pay for Clear out of pocket.