topic Re: Amazon Prime Store Card: Any Reason to Switch to Amazon Chase? in Credit Cards

Amazon Prime Store Card: Any Reason to Switch to Amazon Chase?

yreva22 — Tue, 05 Dec 2023 16:24:05 GMT

Hi guys,

I've got an old amazon prime store card that's been on my report for the last 7 years, one of my first cards I got when trying to rebuild my credit. It's the only store card that I still have. I now have great credit, 800+ across the board and am looking into tidying up my finances.

I shop on amazon (a lot a lot) and have been using the 5% cashback on the store card. I don't shop at whole foods.

My limit is stuck at $10,000 and I have not seen an increase for the last 2-3 years.

Is there any benefit to closing this store card and opening up an Amazon Chase visa? I have a CSP and not worrying about the 5/24 rule. I just want to know if having a store card at this point is worth it and whether a co-branded amazon visa will do me better in the long run?

Re: Amazon Prime Store Card: Any Reason to Switch to Amazon Chase?

Hex — Tue, 05 Dec 2023 16:48:19 GMT

The Chase card has some features the store card doesn't. Extended warranty for your purchases for one. Why not have both? I do. Helps with AZEO.

Re: Amazon Prime Store Card: Any Reason to Switch to Amazon Chase?

NoMoreE46 — Tue, 05 Dec 2023 18:47:55 GMT

It is a great card for the same 5% back. You are "stuck" at $10k because that is the general max CL. The Chase version goes much higher of course.
I closed my Store card as I wanted to reduce my overall Sync exposure.

Re: Amazon Prime Store Card: Any Reason to Switch to Amazon Chase?

Anonymous — Tue, 05 Dec 2023 22:48:07 GMT

I don't know if the store card did this as well, but last month or so, there was a period of a few weeks when, providing you selected a slightly slower delivery, the prime card would give you 6% back.

Not a huge reason (especially as it may not be repeated)! But I have to have it for WholeFoods, which is not relevant for you

Re: Amazon Prime Store Card: Any Reason to Switch to Amazon Chase?

ptatohed — Tue, 05 Dec 2023 23:37:32 GMT

@Anonymous wrote:
I don't know if the store card did this as well, but last month or so, there was a period of a few weeks when, providing you selected a slightly slower delivery, the prime card would give you 6% back.

Not a huge reason (especially as it may not be repeated)! But I have to have it for WholeFoods, which is not relevant for you

Yup, I use that feature whenever I can. I used to take the digital dollars for slower shipping but I'd rather have cash, even if it's only 1%. I'll take some inconvenience for more CB - I can easily be bought, lol.

Also, it's not as often as I would like but sometimes the Chase card has special CB offers. I think it was Q4 '22 that had 10% CB on gas.