topic Re: Chase Card Options... in Credit Cards

Chase Card Options...

KJT — Mon, 11 Dec 2023 18:45:41 GMT

Attempting to get a Chase post BK2015, recently approved CITI card. Any suggestions? FICO 8 scores 747 EQ/708 TU/690 EXP.

Chase Card Options...

KJT — Mon, 11 Dec 2023 18:44:32 GMT

Attempting to get a Chase post BK2015, recently approved CITI card. Any suggestions? FICO 8 scores 747 EQ/708 TU/690 EXP.

Re: Chase Card Options...

Brian_Earl_Spilner — Mon, 11 Dec 2023 18:46:50 GMT

Were they included in BK? If so, you might be waiting a long time. Old process was 10 years from BK if not included, but some people have been able to get in sooner.

Re: Chase Card Options...

RSX — Mon, 11 Dec 2023 19:03:02 GMT

did you fully pay back everything you owed Chase?

recent Citi card - you might want to wait until it is 6 months old

how many INQ do you have right now?

Re: Chase Card Options...

KJT — Mon, 11 Dec 2023 19:14:07 GMT

Chase wasn't included in BK7..... Inq. EQ/TU-7 and EXP-11.

Re: Chase Card Options...

RSX — Mon, 11 Dec 2023 21:54:45 GMT

good news about them not being included

chase has a known max 5 ~~Inq~~ in the last 24 months policy, which is rarely circumvented

*****. Meant to say 5 Accounts***

so you will need to wait until you drop below 5/24 for your best chance at approval

Re: Chase Card Options...

KJT — Mon, 11 Dec 2023 21:34:04 GMT

No! They weren't included.

Re: Chase Card Options...

Remedios — Mon, 11 Dec 2023 21:41:40 GMT

@RSX wrote:
good news about them not being included

chase has a known max 5 Inq in the last 24 months policy, which is rarely circumvented

so you will need to wait until you drop below 5/24 for your best chance at approval

It's 5 revolving accounts not 5 inquiries

Re: Chase Card Options...

RSX — Mon, 11 Dec 2023 21:51:15 GMT

aw dang it - my bad

5 Accounts in 24 months

Re: Chase Card Options...

Rogue46 — Tue, 12 Dec 2023 20:07:33 GMT

I'd say go for it as long as you are under 5/24. I cold apped just under 8 years post bk and was approved for the Freedom Unlimited this past spring.

Re: Chase Card Options...

CYBERSAM — Thu, 14 Dec 2023 18:54:29 GMT

Go for it, Chase has been generous lately. 🎅