Chase core card utilization threshold tolerance

Yankee2 — Fri, 09 Feb 2024 03:02:00 GMT

I have the CFU with 0%. I have/plan on putting a lot of spend on this during the 0% period. (and pay in full when it ends) Currently I'm sitting at 42% utilization on the card but my overal between all my cards is around 6.9%. FICO scores are low 800s.

I am looking to put the card up to 80% or so (which would make my overal utilization around 12-13%)

Does Chase care more for their card utilization or overal? Figure overal below 15% is pretty good. I dont' really need this card longterm so if AA does happen it's not the end of the world, but I don't want my CL to drasically be reduced during this period either.

Just curious if I would be pushing my luck.

Thanks all!

Re: Chase core card utilization threshold tolerance

Shooting-For-800 — Fri, 09 Feb 2024 06:06:03 GMT

I always stay under 69% for 0% offers.

IMO it is useful without throwing up flares

JMO

GL!

topic Re: Chase core card utilization threshold tolerance in Credit Cards

Chase core card utilization threshold tolerance

Re: Chase core card utilization threshold tolerance