topic Re: American Express Question in Credit Cards

American Express Question

AyaMai — Wed, 14 Feb 2024 04:44:28 GMT

Do you get a total a new number or get a new number but with the same old last 5 digits when you lose an American Express Card. I am aware you get new front and back card security code. Thank you in advance.

Re: American Express Question

Priory_Man — Wed, 14 Feb 2024 14:08:44 GMT

I would assume you get a brand new number

Re: American Express Question

SouthJamaica — Wed, 14 Feb 2024 14:33:30 GMT

@AyaMai wrote:
Do you get a total a new number or get a new number but with the same old last 5 digits when you lose an American Express Card. I am aware you get new front and back card security code. Thank you in advance.

You get a new card number.

Re: American Express Question

K-in-Boston — Wed, 14 Feb 2024 14:40:49 GMT

There will be a change in the last 5 digits, but not the first 10, as well as expiration and the security codes on front and back.

Re: American Express Question

krmurrayjr10 — Wed, 14 Feb 2024 15:45:53 GMT

You'll get a new number, but only the last several digits change. Someone once posted this explanation as to how Amex assigns the card numbers:

"The structure of the card number varies by system. For example, American Express card numbers start with 37; Carte Blanche and Diners Club with 38.

American Express - Digits three and four are type and currency, digits five through 11 are the account number, digits 12 through 14 are the card number within the account and digit 15 is a check digit."

Re: American Express Question

FlaDude — Wed, 14 Feb 2024 20:45:49 GMT

@K-in-Boston wrote:
There will be a change in the last 5 digits, but not the first 10, as well as expiration and the security codes on front and back.

That's my experience too. Many years ago I had fraudulent charges on an Amex, they sent a new card with changes in the last 5 digits. I had new fraudulent charges on the new card before I even used it. I talked to an agent, she said that fraudsters had broken the code on how replacement numbers were assigned and they were working on changing the logic to make it less predictable.

Re: American Express Question

CorpCrMgr1 — Wed, 14 Feb 2024 22:11:11 GMT

@FlaDude wrote:
@K-in-Boston wrote:
There will be a change in the last 5 digits, but not the first 10, as well as expiration and the security codes on front and back.
That's my experience too. Many years ago I had fraudulent charges on an Amex, they sent a new card with changes in the last 5 digits. I had new fraudulent charges on the new card before I even used it. I talked to an agent, she said that fraudsters had broken the code on how replacement numbers were assigned and they were working on changing the logic to make it less predictable.

That is some crap!