topic Re: PC Altitude connect to Reserve in Credit Cards

PC Altitude connect to Reserve

Traveler101 — Fri, 23 Feb 2024 01:00:49 GMT

Called in to see if any offers to upgrade. Csr said I can upgrade to the reserve. New card on the way. When I had asked about increasing limit, they said call in after the new card has arrived. I can offset the annual fee easily with my spend.

Re: PC Altitude connect to Reserve

CorpCrMgr1 — Fri, 23 Feb 2024 02:33:56 GMT

Congratulations on your upgraded card!

Re: PC Altitude connect to Reserve

Traveler101 — Fri, 23 Feb 2024 02:42:43 GMT

@CorpCrMgr1 wrote:
Congratulations on your upgraded card!

Thank you. I really gotta quit now. Possibly see if they will bump it up when I get it.

I'm passing the torch to all of you folks. Your turn.

Re: PC Altitude connect to Reserve

Drwaz99 — Fri, 23 Feb 2024 10:06:00 GMT

@Traveler101 wrote:
@CorpCrMgr1 wrote:
Congratulations on your upgraded card!
Thank you. I really gotta quit now. Possibly see if they will bump it up when I get it.

I'm passing the torch to all of you folks. Your turn.

If you haven't gotten the SUB (or it's been a couple years) PC'ing to the Reserve will trigger the 50K SUB if you spend the 4.5k in 3 months. I applied for the Reserve and received the SUB a few years ago, downgraded to the GO after a year, and then PC'ed back up last Nov. Got the 50K sub again when my statement closed this month. Just something to keep in mind.

Re: PC Altitude connect to Reserve

Traveler101 — Sat, 24 Feb 2024 02:13:21 GMT

@Drwaz99 wrote:
@Traveler101 wrote:
@CorpCrMgr1 wrote:
Congratulations on your upgraded card!
Thank you. I really gotta quit now. Possibly see if they will bump it up when I get it.

I'm passing the torch to all of you folks. Your turn.
If you haven't gotten the SUB (or it's been a couple years) PC'ing to the Reserve will trigger the 50K SUB if you spend the 4.5k in 3 months. I applied for the Reserve and received the SUB a few years ago, downgraded to the GO after a year, and then PC'ed back up last Nov. Got the 50K sub again when my statement closed this month. Just something to keep in mind.

Thank you for the insight. For me, I have so many offers for free nights at resorts it's unreal. I unfortunately don't have time in my schedule. Free nights from Bahamas to cruise ships and resorts around the country. Only thing on my bucket list is Bellagio or the Wynn buffet. From the pictures I've seen, I would have to double up on ghout medications a week before the way I eat. Oh, but what a way to go.

Thanks for bringing this up though. I'm sure people are thinking that one over.

Re: PC Altitude connect to Reserve

GhostCredit — Sat, 24 Feb 2024 04:39:22 GMT

@Drwaz99 wrote:
@Traveler101 wrote:
@CorpCrMgr1 wrote:
Congratulations on your upgraded card!
Thank you. I really gotta quit now. Possibly see if they will bump it up when I get it.

I'm passing the torch to all of you folks. Your turn.
If you haven't gotten the SUB (or it's been a couple years) PC'ing to the Reserve will trigger the 50K SUB if you spend the 4.5k in 3 months. I applied for the Reserve and received the SUB a few years ago, downgraded to the GO after a year, and then PC'ed back up last Nov. Got the 50K sub again when my statement closed this month. Just something to keep in mind.

Wait what? PC doesn't give you a SUB tho. You lose the opportunity to get one... but anyway, I opened the Reserve like idk maybe when it came out and never got the SUB due to spending constraint. But, I'm working on the altitude connect card and if I upgrade again to the reserve. Say what you're saying is true, I would be eligible for the SUB for the Reserve? That's the first time hearing that so I'm kinda shocked...

Re: PC Altitude connect to Reserve

nytokyobred79 — Sun, 25 Feb 2024 03:48:31 GMT

@Traveler101 wrote:
Called in to see if any offers to upgrade. Csr said I can upgrade to the reserve. New card on the way. When I had asked about increasing limit, they said call in after the new card has arrived. I can offset the annual fee easily with my spend.

Congrats. I hope to one day be able to get into the USB ecosystem, if not this year, there's always next year.

Re: PC Altitude connect to Reserve

Drwaz99 — Sun, 25 Feb 2024 08:50:03 GMT

@GhostCredit wrote:
@Drwaz99 wrote:
@Traveler101 wrote:
@CorpCrMgr1 wrote:
Congratulations on your upgraded card!
Thank you. I really gotta quit now. Possibly see if they will bump it up when I get it.

I'm passing the torch to all of you folks. Your turn.
If you haven't gotten the SUB (or it's been a couple years) PC'ing to the Reserve will trigger the 50K SUB if you spend the 4.5k in 3 months. I applied for the Reserve and received the SUB a few years ago, downgraded to the GO after a year, and then PC'ed back up last Nov. Got the 50K sub again when my statement closed this month. Just something to keep in mind.
Wait what? PC doesn't give you a SUB tho. You lose the opportunity to get one... but anyway, I opened the Reserve like idk maybe when it came out and never got the SUB due to spending constraint. But, I'm working on the altitude connect card and if I upgrade again to the reserve. Say what you're saying is true, I would be eligible for the SUB for the Reserve? That's the first time hearing that so I'm kinda shocked...

It's absolutely true. There are other DPs out there on reddit and Flyertalk (I'm not sure on the rules for links, so I won't include them but can if a moderator says it's ok). Here's my original approval post:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/US-Bank-Altitude-Reserve-Approval-18-100/td-p/6234633

I did receive the sub then. PC'ed to Altitude Go after a year. PC'ed back 11/23 and DING:

They were in my account to use Feb 1st. It's been going on for almost a year (at least from the DPs I can find) but who knows how long it will last.

Re: PC Altitude connect to Reserve

Anonymous — Sun, 25 Feb 2024 15:21:22 GMT

From comments posted in other threads describing the terrible state of USBs IT infrastructure, the SUB after PC may well be an unintended bug which will probably never be fixed!

Re: PC Altitude connect to Reserve

GhostCredit — Sun, 25 Feb 2024 15:54:43 GMT

My thing is would they honor it and also would it get revoked?

Re: PC Altitude connect to Reserve

CreditCuriosity — Sun, 25 Feb 2024 16:04:07 GMT

You will likely get the sub as this is a known bug with US Bank unless recently fixed and doubtful it has been. Regardless 4500 spend isn't a ton for many so worse case is your spend 4500 and dont get the sub you still got the card you wanted by PC.

Re: PC Altitude connect to Reserve

xenon3030 — Sun, 25 Feb 2024 18:41:27 GMT

It has been several months that the PC is resulting SUB. I got one also a few months ago. While it is not intended, it is a good plan to include such SUB to encourage customers to get this card with either PCing or applying as a new card. Several lenders would provide SUB for PCing (e.g. Amex) while several do not (e.g. BOA). Without that SUB, I personally was not interested to add a HP to apply for a new card.

While it is not intended, Several users that requested PC, received either SUB papers in the mailed package or noticed an online SUB tracking tool. I did not receive any of them while the SUB got silently posted after I completed the 4.5k spend within 3 months.

Algo and IT optimizations are critical tasks and they need to be done routinely. As mentioned at the other places, this card tracks several digital wallet purchases as 1X only (instead of 3X) and also does not send SMS for RTR to redeem rewards. The missed rewards seem to get corrected manually within 2 billing cycles.