topic Re: Cap 1 Upgrade Offers in Credit Cards

Cap 1 Upgrade Offers

nytokyobred79 — Fri, 29 Mar 2024 14:47:55 GMT

Was checking the mobile site for special offers and to my surprise, there are 3 upgrade offers for my Venture Rewards card. Although I'm not looking to pc to any of the offered cards, I wanted to share with the community.

Re: Cap 1 Upgrade Offers

Blender — Fri, 29 Mar 2024 17:09:23 GMT

I like my Savor for the 8% back on entretainment, which we use a lot. None of the other cards appeal to me and My SavorOne is the first card I reaach for. I dont see myself really ever applying for another Cap1 card, but I do see value in the VX when comparing it to the Reserve.

Re: Cap 1 Upgrade Offers

nytokyobred79 — Fri, 29 Mar 2024 22:41:44 GMT

@Blender I've been thinking about Savor One and if it ever somehow appeared as an upgrade offer, I might take it. But not looking to apply outright and take all those hp(s) for the card.

Re: Cap 1 Upgrade Offers

CorpCrMgr1 — Sat, 30 Mar 2024 09:08:45 GMT

Thank you for sharing. Unfortunately, nothing there for me. 🤔

Re: Cap 1 Upgrade Offers

nytokyobred79 — Sat, 30 Mar 2024 14:41:08 GMT

@CorpCrMgr1 wrote:
Thank you for sharing. Unfortunately, nothing there for me. 🤔

@CorpCrMgr1 Hope you get some decent offers soon. I'm not sure if this has had any influence but I have spent about 700 dollars on some travel, dining and hotel expenses the past month. And PIF right away. Prior to that, I had typically only spent around 50-60 bucks a month on some recurring subscriptions in the prior 6-8 months. Other than that, my scores have been pretty stable and some inquiries reached the 1 year point. Have had the card for about 1.8 years.

PS- I did call asking about potential upgrade to Savor One about a month ago but the CSR wasn't much help and ended the call quickly. I did give them a low score on one of their surveys and then got a call from a senior CSR about the feedback. I highly doubt my feedback yielded the offers 🤔

Re: Cap 1 Upgrade Offers

CorpCrMgr1 — Sat, 30 Mar 2024 16:29:08 GMT

@nytokyobred79 Thank you for your input. Glad CSR responded to your survey. That is a rarity today.

Re: Cap 1 Upgrade Offers

nytokyobred79 — Sat, 30 Mar 2024 23:40:58 GMT

@CorpCrMgr1 100% agree. I was surprised but happy they took the time to call. As to the upgrade offers, it's Cap1 so who knows what their algorithms decide these days, right 😅 ?

Re: Cap 1 Upgrade Offers

Zoostation1 — Sun, 31 Mar 2024 07:27:41 GMT

@nytokyobred79 Unfortunately you almost surely won't see a SavorOne PC offer as it was never available as a Visa. Capital One normally does not let you PC from a Visa to MC and vice versa. With Venture being a Visa Signature you're options would be limited to VX (Visa Infinite), QS (currently issued as MC for new applications, but has been issued as Visa previously and still in service so can PC to QS as a Visa), or VentureOne (same situation as quicksilver with it not being issued as MC for new applications but since Visa versions were previously issued and in service). SavorOne PCs have all come from cards that were already MC.

Re: Cap 1 Upgrade Offers

nytokyobred79 — Sun, 31 Mar 2024 08:28:37 GMT

@Zoostation1 Thank you for pointing that out. I didn't realize that Savor One's are exclusively MC. I guess I'll resign myself to having to app outright if I really want the Savor One. Appreciate the details 😊

I'll be in the garden until next February so I may consider the Savor One although my bigger priority is likely an Altitude Reserve once I reach 0/12 for new accts.

Re: Cap 1 Upgrade Offers

Wavester64 — Mon, 01 Apr 2024 19:48:02 GMT

Hi @Blender

>>I like my Savor for the 8% back on entretainment, which we use a lot.

Curious - what have you used it on that has fallen under the 8% for Entertainment?

I am assuming movies, maybe concerts, what else?

Re: Cap 1 Upgrade Offers

Blender — Tue, 02 Apr 2024 03:02:23 GMT

@Wavester64 wrote:
Hi @Blender

>>I like my Savor for the 8% back on entretainment, which we use a lot.

Curious - what have you used it on that has fallen under the 8% for Entertainment?

I am assuming movies, maybe concerts, what else?

8% back when checking out through cap1 entertainment. Concerts, sports, etc. you used to get 8% back thru vivid when using your savor, but they changed it.

Re: Cap 1 Upgrade Offers

CYBERSAM — Tue, 02 Apr 2024 16:57:29 GMT

I don't see any of them as upgrade over Venture! Not even VX when you factor AF. The PC option has always been there for Cap1 cards. The only card that would be an upgrade is Savor, but you never see that option.