topic Re: What your Target limit in Credit Cards

What your Target limit

911gt34life — Fri, 24 May 2024 15:29:07 GMT

Does anybody here has beyond 10,000 credit limit on target MasterCard

Re: What your Target limit

NoMoreE46 — Sat, 25 May 2024 15:09:26 GMT

$13,500.
I think @K-in-Boston is bit higher.

IIRC, max CL is $17,000

Re: What your Target limit

SUPERSQUID — Fri, 24 May 2024 17:42:41 GMT

@911gt34life wrote:
Does anybody here has beyond 10,000 credit limit on target MasterCard

Mine is a little minnow, just went up to 2100.

Re: What your Target limit

Physh1 — Fri, 24 May 2024 19:23:41 GMT

$14,500...been stuck there for about a year...

Re: What your Target limit

tcbofade — Fri, 24 May 2024 20:20:37 GMT

DW is at $2500 and has been for years...

Re: What your Target limit

ptatohed — Sat, 25 May 2024 00:09:48 GMT

My Red Card limit is whatever is my checking account at that moment.

Re: What your Target limit

disdreamin — Sat, 25 May 2024 01:20:42 GMT

I still can't get Target to give me a MC, it's still a Redcard. Limit has been $4600 for years and years, it's so odd. In that time, household income has increased by almost 50%, still no upgrade.

Re: What your Target limit

FlaDude — Sat, 25 May 2024 02:32:11 GMT

@NoMoreE46 wrote:
$13,500.
I think @K-in-Boston is bit higher.

IIRC, max CL is $17,000

That amost sounds like a Fico Forums challenge, but I'm gardening and won't take it up for now.

Re: What your Target limit

Titans84 — Sat, 25 May 2024 02:34:26 GMT

My limit is $10,500. Last increase was in May of 2022.

Re: What your Target limit

Snook_on_the_Line — Sat, 25 May 2024 03:19:44 GMT

Don't have a target card.

I thought this thread was about what limit you target when asking for CLIs

so I'll answer that question since I'm already here 😉

My 'target' limit for CLIs is as high as they are willing to go without wanting to pry into my finances.

Re: What your Target limit

ptatohed — Sat, 25 May 2024 22:33:24 GMT

@Snook_on_the_Line wrote:
Don't have a target card.

I thought this thread was about what limit you target when asking for CLIs

so I'll answer that question since I'm already here 😉

My 'target' limit for CLIs is as high as they are willing to go without wanting to pry into my finances.

lol, I thought that too for a second but then I realized Target was capitalized.

Re: What your Target limit

Anonymous — Sat, 25 May 2024 13:28:14 GMT

@ptatohed wrote:
My Red Card limit is whatever is my checking account at that moment.

I've been told, at least in the past, that that's not true (not about your account in particular!) The claim was that there is some limit on their side (and they don't do a real-time check of your account, but that might be old) plus a lot of banks have a limit on debit card transactions. So it may be a little more fixed than you think!

Re: What your Target limit

NoMoreE46 — Sat, 25 May 2024 15:07:03 GMT

@FlaDude wrote:
@NoMoreE46 wrote:
$13,500.
I think @K-in-Boston is bit higher.

IIRC, max CL is $17,000
That amost sounds like a Fico Forums challenge, but I'm gardening and won't take it up for now.

Re: What your Target limit

Guyatthebeach — Sat, 25 May 2024 19:19:07 GMT

My Target MC has a limit of $10,500 currently.

Guyatthebeach

Re: What your Target limit

ptatohed — Sat, 25 May 2024 22:39:46 GMT

@Anonymous wrote:
@ptatohed wrote:
My Red Card limit is whatever is my checking account at that moment.
I've been told, at least in the past, that that's not true (not about your account in particular!) The claim was that there is some limit on their side (and they don't do a real-time check of your account, but that might be old) plus a lot of banks have a limit on debit card transactions. So it may be a little more fixed than you think!

You are prob right. I was more or less joking just to point out not every 'Target card' is a credit card. I don't think we've ever spent more than $200 during a Target trip. Although I have spent up to $500 online when they do the 10% off gift cards 1 - 2 timers per year.

Re: What your Target limit

Thomas_Thumb — Sun, 26 May 2024 16:14:28 GMT

@911gt34life wrote:
Does anybody here has beyond 10,000 credit limit on target MasterCard

DW's Target Red MC has a $12.5k CL. No auto increases ever and she never requested a CLI. She was assigned that as a SL in 2006. So far it has been sufficient for groceries, personal care products and household supplies although prices have more than doubled.

* Current monthly spend on card $500 - $1000.

Re: What your Target limit

Andypanda — Sun, 26 May 2024 01:48:04 GMT

Last July they increased my CL from $300 to $1,000 after 5 years of having the card. Nothing since.

Re: What your Target limit

northway — Sun, 26 May 2024 02:49:06 GMT

I opened my RedCard in 2013. It slowly increased from $1000 to $2300 in 2015.

It's sat that way for a decade even with constant use. Still makes no sense not to be able to request a CLI.

Re: What your Target limit

crednub — Mon, 27 May 2024 07:57:49 GMT

I closed mine in the middle of last year after it sat at $300 for 5+ years. I actively used it and updated income, etc the whole time. All of my other cards, even bucketed Capital One cards, had grown *at least a little* during that time. Target never budged.

I had gotten it early on in my rebuild and it served it's purpose, but between being a store card and only having a $300 limit it had become less than worthless to me.

Re: What your Target limit

shelbytruck — Tue, 28 May 2024 01:11:56 GMT

Applied for red card in 2013, dont remember if it had a limit. They convereted it to the MC version a few years later at $15K and hasn't moved sinvce.