topic Re: Discovered Lowered APR 26.24% -- 21.49% in Credit Cards

Discovered Lowered APR 26.24% -- 21.49%

GZG — Mon, 24 Jun 2024 13:41:10 GMT

Asked discover to lower my APR, was told they had options for me and transferred me to somebody else.

The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.

the CLIs might have dried up for me from discover, so it was nice to get something out of discover.

Re: Discovered Lowered APR 26.24% -- 21.49%

keekers — Mon, 24 Jun 2024 14:38:56 GMT

Congrats.

Re: Discovered Lowered APR 26.24% -- 21.49%

MissLiz — Mon, 24 Jun 2024 14:46:03 GMT

That's a win! Congratulations!

Re: Discovered Lowered APR 26.24% -- 21.49%

Gregory1776 — Tue, 25 Jun 2024 02:34:26 GMT

That's awesome! I'd have to lower my utilization to get something like that.... maybe in a year..

Re: Discovered Lowered APR 26.24% -- 21.49%

AverageJoesCredit — Tue, 25 Jun 2024 03:09:39 GMT

@GZG wrote:
Asked discover to lower my APR, was told they had options for me and transferred me to somebody else.

The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.

the CLIs might have dried up for me from discover, so it was nice to get something out of discover.

Any lower APR in today's craziness is a good thing. I also love their 12 month 0% offers. Hard to get those freely

Re: Discovered Lowered APR 26.24% -- 21.49%

on — Thu, 27 Jun 2024 12:47:20 GMT

Thanks! I also checked with chat and they quoted "Prime + x.xx%" which pushed me from over 23% to under 19%!

Re: Discovered Lowered APR 26.24% -- 21.49%

SouthJamaica — Thu, 27 Jun 2024 14:21:49 GMT

Congratulations on the APR reduction. That's great.