topic Re: Target credit limit increase? in Credit Cards

Target credit limit increase?

911gt34life — Sat, 10 Aug 2024 16:56:48 GMT

How do you get a Target increase honestly is random I guess !

How long did it take you to get an increase ?

Re: Target credit limit increase?

GZG — Sat, 10 Aug 2024 17:19:31 GMT

@911gt34life wrote:
How do you get a Target increase honestly is random I guess !

How long did it take you to get an increase ?

dreadfully slowly -- years

use the debit version (or reloadable for those spooked about it connected to your checking) and don't bother putting spend on a card that isn't even that great (considering the debit offers the same thing) and use that spend to build other relationships

Re: Target credit limit increase?

coldfusion — Sat, 10 Aug 2024 19:14:36 GMT

There's been a suggested path to give the best chance of getting an auto-CLI for several years but there is no guarantee of succes.

Use the card each month.

Let the balance report each month and always PIF the reported balance.

Re: Target credit limit increase?

CMH90 — Sun, 11 Aug 2024 03:50:23 GMT

Update your income every 3 months. You can leave it the same number, just save it. Triggers a soft pull for a CLI.

a message should pop up saying something along the lines of "if we made any adjustments to your credit limit you'll receive notice in the mail."

Re: Target credit limit increase?

ptatohed — Sun, 11 Aug 2024 08:06:55 GMT

Honestly, mine is debit.