topic Re: AMEX PLATIUM: no need to check spending power? in Credit Cards

AMEX PLATIUM: no need to check spending power?

hoang817 — Thu, 05 Sep 2024 18:14:41 GMT

is this a new feature for AMEX platinum??? we dont need to check spending power anymore?

Re: AMEX PLATIUM: no need to check spending power?

JoeRockhead — Thu, 05 Sep 2024 18:23:55 GMT

I don't know the answer, but it seems counterintuitive being the "check spending power" link is still right there. Maybe it means you're good to go up to the scribbled over amount, but you can still check to see if you can go above that with the link. ¯\_(ツ)_/¯

Re: AMEX PLATIUM: no need to check spending power?

pizzadude — Thu, 05 Sep 2024 19:06:44 GMT

Maybe that only shows for charge cards which have a limit applied ? My account shows "No Preset Spending Limit"

Also weren't you approved for an AMEX Gold card ? How did you end up with Platinum ?

Re: AMEX PLATIUM: no need to check spending power?

hoang817 — Thu, 05 Sep 2024 21:47:14 GMT

may

@pizzadude wrote:
Maybe that only shows for charge cards which have a limit applied ? My account shows "No Preset Spending Limit"

Also weren't you approved for an AMEX Gold card ? How did you end up with Platinum ?

maybe they want more annual fees? i paid $600 for this platium no preset limit card. i got all my fees back from discounts and cash back.

Re: AMEX PLATIUM: no need to check spending power?

pizzadude — Thu, 05 Sep 2024 21:58:32 GMT

You upgraded your Gold to Platinum ? Or you have both now ?

Re: AMEX PLATIUM: no need to check spending power?

Zeiram — Fri, 06 Sep 2024 03:25:19 GMT

@hoang817 wrote:
may
@pizzadude wrote:
Maybe that only shows for charge cards which have a limit applied ? My account shows "No Preset Spending Limit"

Also weren't you approved for an AMEX Gold card ? How did you end up with Platinum ?

maybe they want more annual fees? i paid $600 for this platium no preset limit card. i got all my fees back from discounts and cash back.

Still haven't gotten a charge card. They'd pull my credit again and I don't need that or the high fees or anything. None of their charge cards cover anything I do as well as the credit cards do.

But that screen shot shows an available to spend thing on a charge card. Doesn't AmEx penalize you for having a spending limit on a charge card?

Re: AMEX PLATIUM: no need to check spending power?

narcan04 — Fri, 06 Sep 2024 03:49:47 GMT

That card is limited. That's the spot it would normally say "No Present Spending Limit"

Re: AMEX PLATIUM: no need to check spending power?

hoang817 — Fri, 06 Sep 2024 13:49:26 GMT

@pizzadude wrote:
You upgraded your Gold to Platinum ? Or you have both now ? i upgraded my gold to platnium for more points 180k points

Re: AMEX PLATIUM: no need to check spending power?

hoang817 — Fri, 06 Sep 2024 13:51:59 GMT

@narcan04 wrote:
That card is limited. That's the spot it would normally say "No Present Spending Limit"

you are right! couple of days ago it used to say "no preset spending limit". i guess it downgraded. i will downgrade to gold once i get my points.

Re: AMEX PLATIUM: no need to check spending power?

pizzadude — Fri, 06 Sep 2024 16:22:45 GMT

@hoang817 wrote:
@narcan04 wrote:
That card is limited. That's the spot it would normally say "No Present Spending Limit"
you are right! couple of days ago it used to say "no preset spending limit". i guess it downgraded. i will downgrade to gold once i get my points.

So you were approved for Gold in May, then you upgraded to Platinum, now you're going to downgrade back to Gold ?