topic Re: Capital One Upgrade Offer in Credit Cards

Capital One Upgrade Offer

Rodagave — Fri, 13 Sep 2024 16:47:05 GMT

I just noticed capital one is offering me a product upgrade from a basic Platinum to a Quicksilver. I recently started using my Platinum card again, and I will keep using it in the future. However, I was aiming on upgrading it to a Savor One. Should I just go ahead and accept the upgrade, and aim to upgrade it to a Savor One in the long run?

Re: Capital One Upgrade Offer

CYBERSAM — Fri, 13 Sep 2024 19:41:03 GMT

Quicksilver is better than Platinum! So take the PC.

Cap1 sees the Savor line differently than other core cards that they have, so you may not be able to get that upgrade offer. I don't have it on my Venture and never had it for my QS! Only handful of people have reported that they received Savor line PC option.

Re: Capital One Upgrade Offer

Slabenstein — Fri, 13 Sep 2024 20:18:58 GMT

I'd accept the upgrade. Cap1 does sometimes offer QS-->Sav1 upgrades, but I've never heard of them offering Sav1 directly from the Plat. My wife got the QS-->Sav1 offer earlier this year, and her QS started as a Plat.

Re: Capital One Upgrade Offer

Anonymous — Fri, 13 Sep 2024 20:53:04 GMT

I do not have a Platinum, but if I did I -think- I would take the upgrade to QS.

On a different but similar note, I just checked for giggles to see if I had any upgrade offers for my Quicksilver and Savor One.

Quicksilver PC offers: Savor One, Venture One, Venture

Savor One PC offers: Quicksilver, Venture One, Venture

Who thinks I should swap my cards?

Quicksilver > Savor One and Savor One > Quicksilver

Re: Capital One Upgrade Offer

SouthJamaica — Fri, 13 Sep 2024 20:57:43 GMT

@Rodagave wrote:
I just noticed capital one is offering me a product upgrade from a basic Platinum to a Quicksilver. I recently started using my Platinum card again, and I will keep using it in the future. However, I was aiming on upgrading it to a Savor One. Should I just go ahead and accept the upgrade, and aim to upgrade it to a Savor One in the long run?

I think so. Progress is progress.

Re: Capital One Upgrade Offer

Snook_on_the_Line — Sat, 14 Sep 2024 00:45:39 GMT

I check weekly. No soup for me.

had the plat for three years.
started as a secured then graduated after 6 months. Still no upgrade offers

Re: Capital One Upgrade Offer

Rodagave — Sat, 14 Sep 2024 00:47:02 GMT

@CYBERSAM wrote:
Quicksilver is better than Platinum! So take the PC.
Cap1 sees the Savor line differently than other core cards that they have, so you may not be able to get that upgrade offer. I don't have it on my Venture and never had it for my QS! Only handful of people have reported that they received Savor line PC option.

I went ahead and accepted it. Now my next milestone is to get a higher credit line on that card.

Re: Capital One Upgrade Offer

pauldc73 — Sat, 14 Sep 2024 01:39:18 GMT

Just remember to use it responsibly and regularly to greatly increase your chances of the CLI.

As others have mentioned, the QS to Savor One upgrade appears at random for a small number of cardholders. Keep checking regularly as you never know when it may show up. I suspect you may need a higher limit first before this starts to show for you, but hopefully soon if this is your goal.

Re: Capital One Upgrade Offer

Rodagave — Sun, 15 Sep 2024 16:00:43 GMT

@pauldc73 wrote:
Just remember to use it responsibly and regularly to greatly increase your chances of the CLI.

As others have mentioned, the QS to Savor One upgrade appears at random for a small number of cardholders. Keep checking regularly as you never know when it may show up. I suspect you may need a higher limit first before this starts to show for you, but hopefully soon if this is your goal.

That would make sense. Yeah I've also had this capital one card for over a year but never really used it due to it having zero benefits. Now that I understand better how to handle my credit cards I started using it again and boom, the offer appeared. I'm aiming to get a credit line increase in the next 3 months.

Thanks for your feedback.

Re: Capital One Upgrade Offer

Zoostation1 — Sun, 15 Sep 2024 18:59:26 GMT

@CYBERSAMIs your venture a Visa or MC? My understanding is that Capital One won't PC anything that's a Visa to SavorOne since it has only been issued as MC.

Re: Capital One Upgrade Offer

CYBERSAM — Mon, 16 Sep 2024 16:34:03 GMT

@Zoostation1 wrote:
@CYBERSAMIs your venture a Visa or MC? My understanding is that Capital One won't PC anything that's a Visa to SavorOne since it has only been issued as MC.

@Zoostation1 My Venture is Visa. I had a QS for few years that was MC and never saw Savor line upgrade!

Re: Capital One Upgrade Offer

Mrsell — Wed, 26 Feb 2025 01:29:21 GMT

I actually had the platinum and ignored the pc options to qs, eventually they offered the savor one pc which I accepted but also canceled yesterday due to it still being bucketed.

Re: Capital One Upgrade Offer

WeaponizedApe — Wed, 26 Feb 2025 21:06:59 GMT

I started with Platinum secured, then was offered a QS, then offered a Savor One. I also have a Venture One now. QS was bucketed at $500 forever, got a CLI to 600, lol, Savor was $2k and Venture $3300. I was offered every card when I got my Venture but didn't want a annual fee.