topic Re: Target increase in Credit Cards

Target increase

911gt34life — Thu, 10 Oct 2024 16:49:28 GMT

I guess you cannot request a credit increase on Target it just random ?

Re: Target increase

Yoshi1981 — Thu, 10 Oct 2024 17:24:03 GMT

@911gt34life I've never seen an option to request an increase under my account but I wasn't really looking for one. Maybe you have to call and request? Not sure. It was auto increased by $500 once in three years. But I stopped using it about two years ago so that seemed fair.

Re: Target increase

NoMoreE46 — Thu, 10 Oct 2024 18:55:29 GMT

No way to request at all. How TD decides CLI worthiness is a mystery.

I think it helps putting spend outside of Target. I have always PIF.

My history

4/14 $500

10/14 $1000

8/16 $1400

6/17 $4000 MC conv

12/17 $5000

6/18 $7000

12/18 $9000

6/19 $11000

12/19 $13000

9/23 $13500

along with a thread on the Max CL.

https://ficoforums.myfico.com/t5/Credit-Cards/Target-Redcard-MC-Max-limit/m-p/6411195#M1792663

Re: Target increase

911gt34life — Thu, 10 Oct 2024 21:25:54 GMT

@NoMoreE46 wrote:
No way to request at all. How TD decides CLI worthiness is a mystery.
I think it helps putting spend outside of Target. I have always PIF.

My history
4/14 $500
10/14 $1000
8/16 $1400
6/17 $4000 MC conv
12/17 $5000
6/18 $7000
12/18 $9000
6/19 $11000
12/19 $13000
9/23 $13500

along with a thread on the Max CL.
https://ficoforums.myfico.com/t5/Credit-Cards/Target-Redcard-MC-Max-limit/m-p/6411195#M1792663

Going to take me a long time I got it last year with 700...