topic Re: Citi and balances in Credit Cards

Citi and balances

Anonymous — Wed, 14 Oct 2009 18:48:25 GMT

How is Citi with carrying balances these days? I've been with them since Jan '09 and will not have carried a balance with them...until this month. I've PIF every month. The balance will be completely paid by december.

Thoughts?

Re: Citi and balances

DI — Wed, 14 Oct 2009 19:07:27 GMT

@Anonymous wrote:
How is Citi with carrying balances these days? I've been with them since Jan '09 and will not have carried a balance with them...until this month. I've PIF every month. The balance will be completely paid by december.

Thoughts?

Citi would be collecting interest off you for a change. I wouldn't think Citi would mind at all. You may even receive a CLI after you PIF in December.

Re: Citi and balances

Anonymous — Wed, 14 Oct 2009 19:12:09 GMT

Did a BT for 3K on my citi card and will carry the balance until May/June 2010.

One month after doing a BT, I got a CLI for $1100.

I think Citi just loves the interest it earns on revolviong balances.

Re: Citi and balances

DI — Wed, 14 Oct 2009 19:16:18 GMT

@Anonymous wrote:
Did a BT for 3K on my citi card and will carry the balance until May/June 2010.
One month after doing a BT, I got a CLI for $1100.

I think Citi just loves the interest it earns on revolviong balances.

This is why I need to do the BT with CITI CWCID. I have 10 years of experience with them. If I carry a balance for a couple of months, they will give me CLI's after I pay it off.