topic Re: Just got a Citi card that pulled EQ, wanna get one more 0% intro that hits TU in Credit Cards

Just got a Citi card that pulled EQ, wanna get one more 0% intro that hits TU

Steeled — Sun, 27 Oct 2024 17:13:18 GMT

Topic pretty much. I have 3 Amex cards, a Discover, and now a Citi card that pulled Equifax, would like to get another 0% intro card that pulls TU preferably, but Experian is fine. I can't do chase, wells fargo, or cap one. I'm in Colorado if that makes a difference. BofA seems like a good choice, but last time they sent me a proof of income letter and I thought it was a straight denial so never sent it back - I'm fine sending paystubs but don't feel like sending tax returns to a random bank.

Any suggestions? I know FNBO was hot here for a minute, and my personal bank has some Elan cards.

Re: Just got a Citi card that pulled EQ, wanna get one more 0% intro that hits TU

ocheosa — Sun, 27 Oct 2024 20:11:39 GMT

@Steeled wrote:
Topic pretty much. I have 3 Amex cards, a Discover, and now a Citi card that pulled Equifax, would like to get another 0% intro card that pulls TU preferably, but Experian is fine. I can't do chase, wells fargo, or cap one. I'm in Colorado if that makes a difference. BofA seems like a good choice, but last time they sent me a proof of income letter and I thought it was a straight denial so never sent it back - I'm fine sending paystubs but don't feel like sending tax returns to a random bank.

Any suggestions? I know FNBO was hot here for a minute, and my personal bank has some Elan cards.

@Steeled I would recommend Elan, especially when you have an existing relationship. Even if the deposit account was opened the same day.

I have 2 personal (MCP) and 2 business (Rwds,Platinum) cards, all pulled TU. IME, when applying with an open deposit account, the SLs were generous. Also, IIRC, after a year minimum you're able to request a product change.

Re: Just got a Citi card that pulled EQ, wanna get one more 0% intro that hits TU

911gt34life — Mon, 28 Oct 2024 21:46:09 GMT

Citi only pull EQ in new york which sucks for me since got over 10 but my ex has 1 ....