topic Re: AMEX maximum total CL in Credit Cards

AMEX maximum total CL

MrCollector — Mon, 04 Nov 2024 03:15:48 GMT

Been away from the forum for some time now and haven't seen an update on this, is the max total CL from Amex without giving up tax returns still $35K?

Re: AMEX maximum total CL

CreditCuriosity — Mon, 04 Nov 2024 04:37:45 GMT

No 35k is a rumor. Depends on person could be 500 could be 6 figures +

Re: AMEX maximum total CL

coldfusion — Mon, 04 Nov 2024 13:07:22 GMT

@CreditCuriosity wrote:
No 35k is a rumor. Depends on person could be 500 could be 6 figures +

Not really a rumor, it was based on crowdsourced data that indicated that it was sometimes a decision point, including the old obsolete trick of walking back CLI requests until the autobot accepted one without a 4506-T warning (and a lette via USPS for each request you walked back).

To your point though it defiitely isn't something that is anywhere remotely near being a figure cut in stone, it's based on individual factors like their credit profile, income, and past/present history with American Express.

Re: AMEX maximum total CL

FlaDude — Mon, 04 Nov 2024 13:28:15 GMT

I agree with the previous posters. My Amex total CL is 59300 and I've never supplied tax returns or banking info.

Re: AMEX maximum total CL

Dadof31978 — Mon, 04 Nov 2024 15:28:17 GMT

nobody knows this, but it's higher than you will ever see....I have a delta card w a $100k limit alone and that's not my only card...and i've never been asked.

Re: AMEX maximum total CL

FicoMike0 — Mon, 04 Nov 2024 19:35:56 GMT

Good to hear. I'm at $30,000 with them, I was hoping to go to $50,000.

Re: AMEX maximum total CL

CashOutReFi — Mon, 04 Nov 2024 20:23:13 GMT

Not a hard stop by any means.

$75k AmEx Amazon Business Prime

$35k AmEx Blue Cash Everyday

My brother was telling me he requested a CLI from $25k > $35k and they asked for POI. He never filled it out and they still gave it to him 😂

Re: AMEX maximum total CL

creditrizz — Mon, 04 Nov 2024 20:23:54 GMT

I've got a few of their cards with 35+, never asked me for any forms. I also haven't requested any increases though

Re: AMEX maximum total CL

CashOutReFi — Mon, 04 Nov 2024 20:24:17 GMT

That's what I did back in April, and got an instant approval $35k > $50k.

Mark your calendar 6 months after that and go for $75k next. Also instant approval.