topic Re: CSP Approval Odds in Credit Cards

CSP Approval Odds

MrPepperoni — Fri, 28 Mar 2025 03:47:21 GMT

Hi Community,

I would like your thougts on approval odds of this profile for Chase SP Card since it has elevated SUB right now.

Scores are ~ 730-735

Avarage Age: 1 y 8 m

Oldest Acc: 3 y 11 m

Total Credit Available: $18k

Oldest Acc is Auth User (Chase Card): 3 y 11 m

Relationship with Chase: CFU Card 6 months old + Checking Account

At 4/24 at the moment

Credit History is with perfect payments / never late or anything like that.

Re: CSP Approval Odds

GZG — Fri, 28 Mar 2025 04:03:00 GMT

what is your credit without AUs?

but probably yes you should be fine, what's the limit on the CFU?

Re: CSP Approval Odds

MrPepperoni — Fri, 28 Mar 2025 05:26:42 GMT

Au Chase Card 46 months old - $13.6k

Cap One Quicksilver 25 months old - $700

Cap One Savor 13 months old - $1.3k

CFU 6 months old - $2.6k

Re: CSP Approval Odds

Fenway2025 — Fri, 28 Mar 2025 12:27:18 GMT

Your credit history looks very familiar to mine when I applied for my CSP last October. I had 3 personal cards, around the same credit score, and a previous Chase Freedom Flex, and a total of around 12,000 CL on all my cards. I would be surprised if you are not approved for the CSP. Best of luck!

Re: CSP Approval Odds

NoHardLimits — Fri, 28 Mar 2025 18:22:51 GMT

@MrPepperoni wrote:
Au Chase Card 46 months old - $13.6k
Cap One Quicksilver 25 months old - $700
Cap One Savor 13 months old - $1.3k
CFU 6 months old - $2.6k

My biggest concern for your profile is that your highest individual card limit is currently only $2.6k (AU's don't really count). CSR has higher starting limit requirements.

Re: CSP Approval Odds

MrPepperoni — Sat, 29 Mar 2025 03:06:20 GMT

Update for all: Approved instantly with 12k startling limit

Re: CSP Approval Odds

ptatohed — Sat, 29 Mar 2025 05:44:33 GMT

Nice!!!

Re: CSP Approval Odds

MsSecondChance — Sun, 30 Mar 2025 19:19:35 GMT

Congratulations! 🥳

Re: CSP Approval Odds

citymunky — Sun, 30 Mar 2025 20:45:19 GMT

@MrPepperoni wrote:
Update for all: Approved instantly with 12k startling limit

Did you get the elevated SUB?

Re: CSP Approval Odds

ptatohed — Mon, 31 Mar 2025 01:14:45 GMT

@citymunky wrote:
@MrPepperoni wrote:
Update for all: Approved instantly with 12k startling limit
Did you get the elevated SUB?

I assume so since MrP was aware of it in Post #1.