topic Re: NFCU Flagship Spend Offer (Targeted) in Credit Cards

NFCU Flagship Spend Offer (Targeted)

UncleB — Mon, 28 Apr 2025 02:51:43 GMT

I hung on to my old GoRewards because Navy was nice enough to throw a spend offer my way every six to nine months or so - that's literally the only time I used the card. When I did a PC to a Flagship for the Amazon benefit I figured those days were over.

Well, I was wrong...

The card makes my Amazon Prime membership effectively free, and this promo effectively makes the card have $0 AF so it's a win all the way around.

If only the rewards redemption on this card was a bit better it would be my go-to card for when a mobile wallet isn't accepted. I can begrudgingly accept a $50 minimum redemption, but having to cash-out in $50 increments as well is a (near) show-stopper for me, at least when it comes to using the card on a regular basis. I'll happily redeem the offers, though!

Side note: For anybody else who gets targeted for this offer be mindful of the start date... that's nearly hosed me up on previous offers.

Re: NFCU Flagship Spend Offer (Targeted)

CreditCuriosity — Mon, 28 Apr 2025 03:29:59 GMT

Free is free. Yes Flagship is my amazon prime card which essentially makes it basically free few dollars i think but well worth it use a few times here and there but sitting on about 42$ in rewards now that can't cash out till $50. That come through email? Well forgot about AF so 51 or 52 dollar amazon prime membership so not bad. Hopefully card still gets some sort of buff soon.

Re: NFCU Flagship Spend Offer (Targeted)

UncleB — Mon, 28 Apr 2025 03:57:55 GMT

@CreditCuriosity wrote:
Free is free. Yes Flagship is my amazon prime card which essentially makes it basically free few dollars i think but well worth it use a few times here and there but sitting on about 42$ in rewards now that can't cash out till $50. That come through email?

Yep, got it on Friday with the subject, "Your Credit Card Is Eligible for a New Offer!"

I was sure to note that the email mentioned my card as a Flagship (along with the last four digits of the #) since my PC was relatively recent. This will cover the Flagship $49 AF, and the leftover dollars will just about exactly cover the sales tax on Prime (which is not covered by the benefit).

I feel ya on the $42 you have hanging out... that's what will happen to me once I redeem the $60 (edit: or rather, $50 of the $60). I'll have approx. $14 "stuck" until the next spend offer rolls around. To be fair it was the same with the GoRewards so I can't complain too much (I made that work, I'll make this work as well). If it wasn't for that restriction, though, they'd actually get some regular spend from me. ¯\_(ツ)_/¯

Re: NFCU Flagship Spend Offer (Targeted)

ptatohed — Mon, 28 Apr 2025 03:55:50 GMT

Good stuff!!!!

Re: NFCU Flagship Spend Offer (Targeted)

coldfusion — Mon, 28 Apr 2025 10:43:56 GMT

@UncleB wrote:
I was sure to note that the email mentioned my card as a Flagship (along with the last four digits of the #) since my PC was relatively recent. This will cover the Flagship $49 AF, and the leftover dollars will just about exactly cover the sales tax on Prime (which is not covered by the benefit).

Can confirm that the card still covers the cost for the yearly Prime subscription (took them 5 calendar days for the offsetting Rewards from NFCU transaction to post after the Amazon charge), but I wasn't charged any MA sales tax.

Re: NFCU Flagship Spend Offer (Targeted)

NoMoreE46 — Mon, 28 Apr 2025 17:56:27 GMT

@UncleB wrote:
I hung on to my old GoRewards because Navy was nice enough to throw a spend offer my way every six to nine months or so - that's literally the only time I used the card. When I did a PC to a Flagship for the Amazon benefit I figured those days were over.

Well, I was wrong...

The card makes my Amazon Prime membership effectively free, and this promo effectively makes the card have $0 AF so it's a win all the way around.

If only the rewards redemption on this card was a bit better it would be my go-to card for when a mobile wallet isn't accepted. I can begrudgingly accept a $50 minimum redemption, but having to cash-out in $50 increments as well is a (near) show-stopper for me, at least when it comes to using the card on a regular basis. I'll happily redeem the offers, though!

Side note: For anybody else who gets targeted for this offer be mindful of the start date... that's nearly hosed me up on previous offers.

Is this 1 cpp?

Re: NFCU Flagship Spend Offer (Targeted)

DesertWanderer — Mon, 28 Apr 2025 18:31:40 GMT

My targeted offer on my Flagship was different. It was 5x points on travel for up to max 15k points. I don't have any summer travel plans yet; wish I would have gotten your targeted offer instead!

Re: NFCU Flagship Spend Offer (Targeted)

coldfusion — Mon, 28 Apr 2025 20:33:18 GMT

@NoMoreE46 wrote:
Is this 1 cpp?

Yes if redeeming for cashback, gift cards, or travel through their travel portal, not sure for event tickets ,if directly for merchandise from what little I've seen expect < 1 cpp.

Re: NFCU Flagship Spend Offer (Targeted)

Lurker22 — Tue, 29 Apr 2025 14:29:14 GMT

@UncleB wrote:
I hung on to my old GoRewards because Navy was nice enough to throw a spend offer my way every six to nine months or so - that's literally the only time I used the card. When I did a PC to a Flagship for the Amazon benefit I figured those days were over.

Well, I was wrong...

The card makes my Amazon Prime membership effectively free, and this promo effectively makes the card have $0 AF so it's a win all the way around.

If only the rewards redemption on this card was a bit better it would be my go-to card for when a mobile wallet isn't accepted. I can begrudgingly accept a $50 minimum redemption, but having to cash-out in $50 increments as well is a (near) show-stopper for me, at least when it comes to using the card on a regular basis. I'll happily redeem the offers, though!

Side note: For anybody else who gets targeted for this offer be mindful of the start date... that's nearly hosed me up on previous offers.

I received this same offer but on my More Rewards card

Re: NFCU Flagship Spend Offer (Targeted)

ocheosa — Tue, 29 Apr 2025 15:31:02 GMT

Was there a spend amount somewhere in the email/offer page?

My offer page was down yesterday, just came back up revised. Hope I get the offer as well.

I used to receive promos on cashrewards regularly then they came to a grinding halt, last one was June 2024.

Re: NFCU Flagship Spend Offer (Targeted)

NoMoreE46 — Tue, 29 Apr 2025 17:06:39 GMT

@coldfusion wrote:
@NoMoreE46 wrote:
Is this 1 cpp?
Yes if redeeming for cashback, gift cards, or travel through their travel portal, not sure for event tickets ,if directly for merchandise from what little I've seen expect < 1 cpp.

Thanks so roughly a $60 incentive.

Re: NFCU Flagship Spend Offer (Targeted)

Lurker22 — Tue, 29 Apr 2025 17:21:25 GMT

@ocheosa wrote:
Was there a spend amount somewhere in the email/offer page?

My offer page was down yesterday, just came back up revised. Hope I get the offer as well.

I used to receive promos on cashrewards regularly then they came to a grinding halt, last one was June 2024.

I checked carefully, no min spend amount, only says 2 or more transactions (so I did 2 $10 transactions with my electric co)

Re: NFCU Flagship Spend Offer (Targeted)

UncleB — Tue, 29 Apr 2025 19:58:18 GMT

@Lurker22 wrote:
@ocheosa wrote:
Was there a spend amount somewhere in the email/offer page?

My offer page was down yesterday, just came back up revised. Hope I get the offer as well.

I used to receive promos on cashrewards regularly then they came to a grinding halt, last one was June 2024.

I checked carefully, no min spend amount, only says 2 or more transactions (so I did 2 $10 transactions with my electric co)

If you did the transactions for this offer you pulled the trigger too early, thus my warning above.

Re: NFCU Flagship Spend Offer (Targeted)

UncleB — Tue, 29 Apr 2025 20:04:04 GMT

FYI, I got another email from them yesterday with the subject, "<first name>, Earn Bonus Rewards When You Pay Your Bills."

I got excited thinking it was for one of my other two NFCU cards, but then I saw it was just a second email for the same offer/card as before.

I should consider PCing my never-used Platinum MC to increase the chances of getting offers, but on the other hand it seems they only give out a single offer regardless of how many cards one has so I maybe I'm fine leaving things as-is. ¯\_(ツ)_/¯

Re: NFCU Flagship Spend Offer (Targeted)

coldfusion — Tue, 29 Apr 2025 21:06:26 GMT

@Lurker22 wrote:
I checked carefully, no min spend amount, only says 2 or more transactions (so I did 2 $10 transactions with my electric co)

The promo runs from May 1 - June 30. Oops.

Re: NFCU Flagship Spend Offer (Targeted)

crystal626 — Tue, 29 Apr 2025 21:46:20 GMT

I have a spend $250 on online purchases, get $25 offer... But it expires tomorrow.

I wouldn't want to take the chance that something didn't count as online purchases anyway though, been through that mess before.

Re: NFCU Flagship Spend Offer (Targeted)

UncleB — Wed, 30 Apr 2025 01:28:02 GMT

@crystal626 wrote:
I have a spend $250 on online purchases, get $25 offer... But it expires tomorrow.

I wouldn't want to take the chance that something didn't count as online purchases anyway though, been through that mess before.

Yeah, if it expires tomorrow that would be cutting it close. If it were me (and there was more time) I'd do an Amazon reload; Amazon is a very reliable "online" purchase, and this would effectively be 10% back (in addition to the usual rewards).

Re: NFCU Flagship Spend Offer (Targeted)

Lurker22 — Wed, 30 Apr 2025 14:07:11 GMT

@UncleB wrote:
@Lurker22 wrote:
@ocheosa wrote:
Was there a spend amount somewhere in the email/offer page?

My offer page was down yesterday, just came back up revised. Hope I get the offer as well.

I used to receive promos on cashrewards regularly then they came to a grinding halt, last one was June 2024.

I checked carefully, no min spend amount, only says 2 or more transactions (so I did 2 $10 transactions with my electric co)
If you did the transactions for this offer you pulled the trigger too early, thus my warning above.

Lol - oops, oh well was only $20

Re: NFCU Flagship Spend Offer (Targeted)

Lurker22 — Wed, 30 Apr 2025 14:07:36 GMT

@coldfusion wrote:
@Lurker22 wrote:
I checked carefully, no min spend amount, only says 2 or more transactions (so I did 2 $10 transactions with my electric co)
The promo runs from May 1 - June 30. Oops.

lol oops is right but they weren't big transactions

Re: NFCU Flagship Spend Offer (Targeted)

crystal626 — Wed, 30 Apr 2025 16:32:24 GMT

@UncleB wrote:
@crystal626 wrote:
I have a spend $250 on online purchases, get $25 offer... But it expires tomorrow.

I wouldn't want to take the chance that something didn't count as online purchases anyway though, been through that mess before.
Yeah, if it expires tomorrow that would be cutting it close. If it were me (and there was more time) I'd do an Amazon reload; Amazon is a very reliable "online" purchase, and this would effectively be 10% back (in addition to the usual rewards).

I will have to keep that in mind for next time.

Honestly I almost always miss out on these offers. Like they've offered me $50 for spending $500 in one month a couple times but it's never a month where we have expenses high enough to take advantage of it lol. We make it a rule not to make up spend to justify these bonuses. Navy Federal has bad timing for us.