topic Re: Redstone Membership Help in Credit Cards

Redstone Membership Help

Varsity_Lu — Thu, 01 May 2025 20:29:35 GMT

I'm going to Huntsville for a few days this month and am wondering if there is anything I can do while I'm there to become eligible for Redstone FCU membership. Can I join an organization? Become a member of zoo or museum? Anything?

Re: Redstone Membership Help

DakotaM — Thu, 01 May 2025 20:36:39 GMT

I was under the impression that anyone could join (maybe ACC membership needed) but that to get their Visa Signature card (which I'm assuming is what you're really asking about) now you have to live in the couple or so states they have a physical footprint in.

Re: Redstone Membership Help

GZG — Thu, 01 May 2025 20:52:26 GMT

@Varsity_Lu wrote:
I'm going to Huntsville for a few days this month and am wondering if there is anything I can do while I'm there to become eligible for Redstone FCU membership. Can I join an organization? Become a member of zoo or museum? Anything?

anybody can join for free through a free AUSA membership and you don't need to apply in person to join

you can't get the visa signature unless you reside in AL/TN though

Re: Redstone Membership Help

Varsity_Lu — Thu, 01 May 2025 21:33:37 GMT

@GZG wrote:

you can't get the visa signature unless you reside in AL/TN though

Well, ok then.

Re: Redstone Membership Help

GZG — Thu, 01 May 2025 22:31:15 GMT

@Varsity_Lu wrote:
@GZG wrote:

you can't get the visa signature unless you reside in AL/TN though

Well, ok then.

was nerfed awhile back, used to be nationwide

Re: Redstone Membership Help

FicoMike0 — Thu, 01 May 2025 23:29:12 GMT

Try the bbq there.

Re: Redstone Membership Help

Varsity_Lu — Thu, 01 May 2025 23:48:16 GMT

@FicoMike0 wrote:
Try the bbq there.

Give me a restaurant name. What's good?

Re: Redstone Membership Help

ptatohed — Fri, 02 May 2025 08:09:08 GMT

No promises but I have read some success stories of people being able to get geo-fenced CCs by applying in-branch. Not RedStone specifically, other CUs, but you can give it a whirl? Get membership now, and then attempt to apply for the CC in person when you are there?

Re: Redstone Membership Help

unsungivy — Fri, 02 May 2025 11:20:41 GMT

There was a rumor that they might start allowing outside of AL/TN again if it's requested enough.

Since they changed the rules literally the day I joined them, I'm waiting in the wings.

Re: Redstone Membership Help

PullingMeSoftly — Fri, 02 May 2025 16:08:07 GMT

@unsungivy wrote:
There was a rumor that they might start allowing outside of AL/TN again if it's requested enough.

Since they changed the rules literally the day I joined them, I'm waiting in the wings.

@unsungivy Interesting tidbit, then there's still hope. I closed my checking but held onto the Brighter Day savings account because it's still getting 5% apy (on up to $2500). Was thinking about closing shop with them altogether, but will hold on that for the time being.

Re: Redstone Membership Help

unsungivy — Fri, 02 May 2025 20:23:54 GMT

https://ficoforums.myfico.com/t5/Credit-Cards/Good-plan-to-get-my-wanted-cards/m-p/6815958#M1884155

@PullingMeSoftly

Not "much" of a rumor, but that's what I'm referencing

And yes, I also just have the Brighter Day Savings. High APY, low cap... but weirdly the fact that they only credit the interest quarterly makes it low maintenance enough to have not cancelled.