topic Re: Pushed a credit card offer via United app - what does it mean? in Credit Cards

Pushed a credit card offer via United app - what does it mean?

CreditOnion — Tue, 06 May 2025 03:35:58 GMT

Hi all,

I was pushed a notification from the United app with a special SUB. But, I've applied to several cards over the last few months so I'm LOL/12.

Since they pushed a notification like this does it mean I'm somehow past a qualification filter? I know that there are certain ways to get around the 5/24 rule if you are "invited" via certain offers, so is this one of those?

Re: Pushed a credit card offer via United app - what does it mean?

indiolatino61 — Tue, 06 May 2025 04:19:13 GMT

@CreditOnion wrote:
Hi all,

I was pushed a notification from the United app with a special SUB. But, I've applied to several cards over the last few months so I'm LOL/12.

Since they pushed a notification like this does it mean I'm somehow past a qualification filter? I know that there are certain ways to get around the 5/24 rule if you are "invited" via certain offers, so is this one of those?

With so much fraud prevalent today, I would not accept any push notification unless I personally requested it. I would call to confirm the validity of any kind of email/call/message especially of a financial nature. Someone with direct experience with this app is sure to add his/her opinion. Best of luck.

Re: Pushed a credit card offer via United app - what does it mean?

Copenix — Tue, 06 May 2025 10:33:55 GMT

@CreditOnion wrote:
Hi all,

I was pushed a notification from the United app with a special SUB. But, I've applied to several cards over the last few months so I'm LOL/12.

Since they pushed a notification like this does it mean I'm somehow past a qualification filter? I know that there are certain ways to get around the 5/24 rule if you are "invited" via certain offers, so is this one of those?

I don't think so. Probably just a marketing gimmick tbh.

Re: Pushed a credit card offer via United app - what does it mean?

coldfusion — Tue, 06 May 2025 12:31:35 GMT

Legit message, but it's only a targeted marketing effort based on your having a Mileage Plus number and passing a very basic screening, it is not a preapproval. Since the card is underwritten by Chase your having several new accounts would reduce your odds of approval and if you've had more than 4 new accounts in the last 24 months the odds of approval are extremely poor due to their 5/24 rule.

Re: Pushed a credit card offer via United app - what does it mean?

DrewfromTexas — Tue, 06 May 2025 16:12:33 GMT

I got this also and am at 5/24. I think everone will see this in the united app if you go to account -> milageplus credit cards you woill see offers up to 95k points.