topic Re: NFCU APR Reduction Request on Visa Signature Flagship in Credit Cards

NFCU APR Reduction Request on Visa Signature Flagship

Wavester64 — Thu, 22 May 2025 14:01:24 GMT

I guess I am behind the times and have not been diligent with reading posts here on MyFico

This was the response I got when I requested a APR reduction on this card (which currently is 14.4%)

"...Navy Federal no longer reviews post origination for reduction upon request. Please keep in mind that as federal credit union we don't currently charge more than 18% APR on our cards and our fees are low compared to the industry. We hope that you continue to find our card program(s) valuable. Please note, you are currently enjoying the lowest rate we are currently offering for this product. If you have further questions, please let us know..."

Re: NFCU APR Reduction Request on Visa Signature Flagship

coldfusion — Thu, 22 May 2025 14:20:41 GMT

Someone else here went throgh this a couple of weeks ago.

https://ficoforums.myfico.com/t5/Credit-Cards/No-more-Navy-Federal-APR-reduction-request-allowed/m-p/6822034#M1885774

Re: NFCU APR Reduction Request on Visa Signature Flagship

ptatohed — Thu, 22 May 2025 15:26:19 GMT

Thread title should add 'Denied' after 'Request'

Re: NFCU APR Reduction Request on Visa Signature Flagship

portlandmusician — Thu, 22 May 2025 19:03:51 GMT

@Wavester64 Plus, you're already at the lowest (they told you that). So, no way to lower it anyhow. New cards being issued, the lowest is 15.49%, so at least you're below that.