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    <title>topic Re: PC to Flagship and got the Prime credit in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825279#M1886899</link>
    <description>&lt;P&gt;I have 17 primary cards (plus three more as AU) and am looking to thin the herd to about 13 total. &amp;nbsp;If this AF goes up, it might be one that gets trimmed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/902416"&gt;@UncleB&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Whoo-hoo, glad to hear this worked out for you! &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer.gif" style="width: 45px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/24990i728AE4B836CF34E7/image-size/large?v=v2&amp;amp;px=999" role="button" title="screamer.gif" alt="screamer.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Like you I'm really hoping they leave the AF alone.&amp;nbsp; As long as I'm able to see a net gain I'll probably hang on to the Flagship, but I'm not willing to be out money for a 2%/3% card that is rather 'meh' (outside of the Prime benefit) when I already have those same returns on other cards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Put another way, if the AF is less than $139 and the Prime benefit sticks around I'll hang on to the card, otherwise it's toast. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 26 May 2025 11:26:52 GMT</pubDate>
    <dc:creator>NoMoreE46</dc:creator>
    <dc:date>2025-05-26T11:26:52Z</dc:date>
    <item>
      <title>PC to Flagship and got the Prime credit</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825248#M1886884</link>
      <description>&lt;P&gt;PCd my More Rewards to the FS earlier this year and I set my new FS as the payment for the Amazon Prime annual fee of $139.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy to report that six days later, my $139 credit posted netting me an easy $90 back on the card from the $49 AF.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="NFCU prime.png" style="width: 829px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/95794i714CFF0EF5289EEC/image-size/large?v=v2&amp;amp;px=999" role="button" title="NFCU prime.png" alt="NFCU prime.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There is chatter of NFCU increasing the FS's AF&amp;nbsp; from $49 to $95.&amp;nbsp; &amp;nbsp; &amp;nbsp;Dont know if I would keep the FS with AF increase.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 26 May 2025 01:07:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825248#M1886884</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2025-05-26T01:07:36Z</dc:date>
    </item>
    <item>
      <title>Re: PC to Flagship and got the Prime credit</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825262#M1886889</link>
      <description>&lt;P&gt;Whoo-hoo, glad to hear this worked out for you! &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer.gif" style="width: 45px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/24990i728AE4B836CF34E7/image-size/large?v=v2&amp;amp;px=999" role="button" title="screamer.gif" alt="screamer.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Like you I'm really hoping they leave the AF alone.&amp;nbsp; As long as I'm able to see a net gain I'll probably hang on to the Flagship, but I'm not willing to be out money for a 2%/3% card that is rather 'meh' (outside of the Prime benefit) when I already have those same returns on other cards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Put another way, if the AF is less than $139 and the Prime benefit sticks around I'll hang on to the card, otherwise it's toast. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 26 May 2025 04:08:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825262#M1886889</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2025-05-26T04:08:25Z</dc:date>
    </item>
    <item>
      <title>Re: PC to Flagship and got the Prime credit</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825279#M1886899</link>
      <description>&lt;P&gt;I have 17 primary cards (plus three more as AU) and am looking to thin the herd to about 13 total. &amp;nbsp;If this AF goes up, it might be one that gets trimmed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/902416"&gt;@UncleB&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Whoo-hoo, glad to hear this worked out for you! &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer.gif" style="width: 45px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/24990i728AE4B836CF34E7/image-size/large?v=v2&amp;amp;px=999" role="button" title="screamer.gif" alt="screamer.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Like you I'm really hoping they leave the AF alone.&amp;nbsp; As long as I'm able to see a net gain I'll probably hang on to the Flagship, but I'm not willing to be out money for a 2%/3% card that is rather 'meh' (outside of the Prime benefit) when I already have those same returns on other cards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Put another way, if the AF is less than $139 and the Prime benefit sticks around I'll hang on to the card, otherwise it's toast. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 26 May 2025 11:26:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-to-Flagship-and-got-the-Prime-credit/m-p/6825279#M1886899</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2025-05-26T11:26:52Z</dc:date>
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