topic Re: Auto CLI from Juniper in Credit Cards

Auto CLI from Juniper

MidnightVoice — Tue, 20 Oct 2009 13:27:24 GMT

I got a Juniper/Barclays (Caseys) card 2.5 years ago, CL of $7.5K. A year ago I asked for a CLI and it went to $8.5 K. Just checked my statement today and it has gone up to $9.5 K!

Re: Auto CLI from Juniper

llecs — Tue, 20 Oct 2009 13:35:29 GMT

Congrats! My opinion on them softened after they gave me a CLI in June. They're not too bad.

Re: Auto CLI from Juniper

tracynva — Tue, 20 Oct 2009 16:49:37 GMT

I'm glad to hear of some positive stories form Juniper/Barclays.

I received a letter from them two weeks ago which stated that my CL was being decreased from $2000 to $1150 due to a recent delinquency. I called to inquire about the "recent delinquency" and was told that I had prior late payments resulting in late fees and an over the limit fee. I still couldn't recall this happening and asked them to provide me the dates. My payment was 1 day late in Feb 2009...8 months ago. They couldn't provide any other delinquency information (because there is none).

I'm really disappointed. . And I'm afraid now that when I pay off my balance that they will decrease further or cancel altogether. I've moved this one to the bottom of my payoff sequence...just in case.

Re: Auto CLI from Juniper

rom828 — Tue, 20 Oct 2009 18:55:27 GMT

@MidnightVoice wrote:
I got a Juniper/Barclays (Caseys) card 2.5 years ago, CL of $7.5K. A year ago I asked for a CLI and it went to $8.5 K. Just checked my statement today and it has gone up to $9.5 K!

Congrats, MV! Gotta love those automatics!

I got the Juniper Barnes and Nobles 12/08 and last month received an auto CLI from $2500 to $3500. My "regular" Juniper card, obtained 10/08, remains at $2000....no auto increase (and I haven't asked for one----is it a hard pull with them?).

Maybe things are loosening a bit??? Last month DH got auto increase on Discover More (from $1500 to $2000) and Citi Plat (from $2800 to $3900). Both cards were opened summer of 2008.

Re: Auto CLI from Juniper

Anonymous — Tue, 20 Oct 2009 18:58:52 GMT

Good for you if you did... I've had a Juni MC since September 2007. They gave me auto CLIs after 6 months and after 12 months, but since then, it's been stuck at $1,650 and two other banks have given me larger CLs in that time. Hopefully, next March, they'll wise up...

Re: Auto CLI from Juniper

Anonymous — Tue, 20 Oct 2009 19:04:01 GMT

I'm with you, Mark.

No auto CLI for 2 years, then I asked for one this past March and I went from $500 to $1500. I didn't want to be greedy. I'm ready for at least $5k on this card. I'm hoping they'll see my larger limits and wise up.

Re: Auto CLI from Juniper

jaysdad2k — Tue, 20 Oct 2009 21:21:31 GMT

I got an auto CLI from Barclay BJ's this month from $5K to $6K. I like them just fine.

They did rate bump me from 15.74 to 19.74 about 6 months ago, but oh well. Rewards cards generally have higher rates. I like that they post temporary transactions on the website immediately.

If you request a CLI, go through the backdoor. They will try for an internal CLI, then do a hard pull on TU if you want them to proceed.That got me my first from $3K to $5 in February. If I had not requested that one, I probably would have gone from $3K to $4K this time.

Re: Auto CLI from Juniper

rom828 — Wed, 21 Oct 2009 14:53:41 GMT

Just logged into Juniper and my first card (new 10-08) also got a CLI from $2K to $3K.

Not sure their rhyme or reason, if any, for if and when CLIs are given, as my B&N is the newer card (12-08) but it got the CLI at 9 mos.

I'm very happy to have received these 2 auto CLIs

Message Edited by rom828 on 10-21-2009 07:53 AM

Re: Auto CLI from Juniper

Anonymous — Thu, 22 Oct 2009 09:59:17 GMT

DW got a $1600 CLI, but they required her to take a cash advance to get it (use a convenience check). Basically she had a $2k CL, they offered to increase her CL by up to $1500 by using a convenience check. She went ahead and wrote the $1500 check, deposited it and then wrote a check back. They raised her CL to $3.6k which was $100 more than they had said. It cost her about $45 in cash fees.