topic Re: Citi Strata Elite reported nearly immediately in Credit Cards

Citi Strata Elite reported nearly immediately

MJ-san — Fri, 08 Aug 2025 04:52:38 GMT

Was approved Monday 8/4, card sent Tuesday 8/5 and arrived Thursday 8/7.

Trade line showed up on EQ and EX today 8/7 before I even activated it!

Re: Citi Strata Elite reported nearly immediately

Soundersfan1 — Fri, 08 Aug 2025 07:40:21 GMT

That was quick! I recently got approved for the Citi Costco Anywhere Visa and it showed up on Exp, TU, and EQ faily quickly like within a few days as well. Chase and Amex for me personally all waited at least 1 billing statement and for Amex it took like 2.

Re: Citi Strata Elite reported nearly immediately

Copenix — Fri, 08 Aug 2025 08:43:45 GMT

Wow that sure was fast.

Re: Citi Strata Elite reported nearly immediately

Yasselife — Fri, 08 Aug 2025 09:47:18 GMT

Congrats! That’s awesome news; getting approved and having it report to EQ and EX the same day you received it is impressive.

Re: Citi Strata Elite reported nearly immediately

pauldc73 — Fri, 08 Aug 2025 23:14:11 GMT

Hopefully it did not affect your scores too much!

Re: Citi Strata Elite reported nearly immediately

MJ-san — Sat, 09 Aug 2025 05:27:44 GMT

@pauldc73 wrote:
Hopefully it did not affect your scores too much!

Only 1 point - however **bleep** USB reported Smartly Visa >50% utilization the day before which tanked me 17 points. I had it at 40% on the day the statement cut but they reported 4 days later at a higher balance I'm still in my 0% through November so it's a temporary thing until I pay it off.

Re: Citi Strata Elite reported nearly immediately

911gt34life — Sat, 09 Aug 2025 10:42:44 GMT

Thanks for sharing ...

I guess I won't be waiting

Re: Citi Strata Elite reported nearly immediately

IsFiveCardsEnough — Sun, 10 Aug 2025 00:34:56 GMT

@MJ-san wrote:
@pauldc73 wrote:
Hopefully it did not affect your scores too much!
Only 1 point - however **bleep** USB reported Smartly Visa >50% utilization the day before which tanked me 17 points. I had it at 40% on the day the statement cut but they reported 4 days later at a higher balance I'm still in my 0% through November so it's a temporary thing until I pay it off.

USB and Elan like to report at the end of the calendar month instead of at statement cut. Something to consider when managing reported balances.

Re: Citi Strata Elite reported nearly immediately

FicoMike0 — Sun, 10 Aug 2025 00:52:39 GMT

I recently opened the aven visa. It reported the day after approval.

Re: Citi Strata Elite reported nearly immediately

NoHardLimits — Sun, 10 Aug 2025 02:40:14 GMT

I opened a BofA Customized Cash Rewards last month. It reported 4 days after approval. I hadn't even received the card in the mail yet.

Re: Citi Strata Elite reported nearly immediately

Debt-is-a-Scam — Wed, 13 Aug 2025 03:55:20 GMT

They did that to me too on my Custom Cash card.

Re: Citi Strata Elite reported nearly immediately

WGJ — Fri, 29 Aug 2025 03:42:08 GMT

I Applied in branch 8/25/25 for the citi strata elite and the computer stated said 7-10 days ,i would get a response. I havent heard anything from citi since then.on credit karma it states my score went down from 830 to 829 because of new citi account with $30,500 limit. I then checked my fico and it again it said the same thing,both are only on equifax(score remained at 850 there). Also I got an email that something is being delivered to my house via fedex from fiserv.

I find this really strange and am not sure what to think

Re: Citi Strata Elite reported nearly immediately

SpaceCityCCuser — Sat, 30 Aug 2025 02:54:53 GMT

This thread is very helpful. I was going to apply for the Strat and then a Chase card. I will do it the same day for fear of Citi reporting quickly and affecting my 5/24 before I can apply for the Chase card.