topic What Chase card should I get next? I am @ 4/24 currently. in Credit Cards

What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 12:10:48 GMT

I was just approved for the CIC. Link = https://ficoforums.myfico.com/t5/Business-Credit/Chase-Ink-Cash-Approval/td-p/6839503

I want to try to get one more Chase card before I get back to 5/24 so the Chase cards I am looking at are =

Marriott Boundless

IHG Premier

IHG Business Premier

United Business

World of Hyatt

maybe Aeroplan

My plan is likely to app the Citi Strata and the same day app one of the above Chase cards.

And later that day or the next app the Red Aviator.

That is the end of the Sign-up spree.

So question is what Chase card do you think I should get? I have a preference already. My card line up is in my signature.

And I fully know that after this spree it will likely be 2 and 1/2 years until I am back below 5/24.

Re: What Chase card should I get next? I am @ 4/24 currently.

ptatohed — Mon, 01 Sep 2025 04:40:12 GMT

@SpaceCityCCuser wrote:
I was just approved for the CIC. Link = https://ficoforums.myfico.com/t5/Business-Credit/Chase-Ink-Cash-Approval/td-p/6839503
I want to try to get one more Chase card before I get back to 5/24 so the Chase cards I am looking at are =
Marriott Boundless
IHG Premier
IHG Business Premier
United Business
World of Hyatt
maybe Aeroplan
My plan is likely to app the Citi Strata and the same day app one of the above Chase cards.
And later that day or the next app the Red Aviator.
That is the end of the Sign-up spree.
So question is what Chase card do you think I should get. I have a preference already. My card line up is in my signature.
And I fully know that after this spree it will likely be 2 and 1/2 years until I am back below 5/24.

What is your preference??

Re: What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 12:47:59 GMT

@ptatohed wrote:
@SpaceCityCCuser wrote:
I was just approved for the CIC. Link = https://ficoforums.myfico.com/t5/Business-Credit/Chase-Ink-Cash-Approval/td-p/6839503
I want to try to get one more Chase card before I get back to 5/24 so the Chase cards I am looking at are =
Marriott Boundless
IHG Premier
IHG Business Premier
United Business
World of Hyatt
maybe Aeroplan
My plan is likely to app the Citi Strata and the same day app one of the above Chase cards.
And later that day or the next app the Red Aviator.
That is the end of the Sign-up spree.
So question is what Chase card do you think I should get. I have a preference already. My card line up is in my signature.
And I fully know that after this spree it will likely be 2 and 1/2 years until I am back below 5/24.

What is your preference??

Well, I have 2 front runners. My CSR could be downgraded next year. With that in mind, I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access. But, I also want an IGH card (business or personal *leaning personal) because I travel and stay at hotels over 45 days a year. The IHG card has a benefit of 4th free night on award bookings (stays booked with points). I can use this alot, especially in Asia where I travel every year for 2 plus weeks. Those are the 2 front runners. Next is United Business, a United business and personal card together unlocks a few other bonuses. Hyatt for the FNC ($300+ value cat 1-4) and over half my stays are already at Hyatt. And finally the Aeroplan card for the Pay yourself back on it (think travel eraser at 1.25 cpp).

& 2 additional United Lounge visit vouchers so 4 total per year.

Re: What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 17:50:32 GMT

On a random side note. The wait is killing me for my new CIC. So, updating my signature eats up alot of anxious energy along with replying to posts and creating a post. (and fixing typos)

Re: What Chase card should I get next? I am @ 4/24 currently.

coldfusion — Mon, 01 Sep 2025 17:17:19 GMT

@SpaceCityCCuser wrote:
I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access.

Since you opened an AMEX Bonvoy Business card in March 2024 you're well past the autodenial window for the Boundless but I believe you still won't be eligible for a SUB offer until next April, you'll need to fact check me on that.

Re: What Chase card should I get next? I am @ 4/24 currently.

swankytiger — Mon, 01 Sep 2025 17:24:58 GMT

Your 5/24 shouldnt matter for the business cards since you currently hold active Chase Business cards. 5/24 only counts for opening a business card if you dont hold a one already.

Re: What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 18:07:48 GMT

@coldfusion wrote:
@SpaceCityCCuser wrote:
I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access.
Since you opened an AMEX Bonvoy Business card in March 2024 you're well past the autodenial window for the Boundless but I believe you still won't be eligible for a SUB offer until next April, you'll need to fact check me on that.

Very observant! (The 24 month timer starts after the bonus is earned AMEX card to Chase card and vice versa, and the bonus was earned last year around late August IIRC, so Sept 2026) I will for sure not get the SUB but after I pc to the RC next year, a year/year &1/2 later (my next window below 5/24) I will app for the Boundless again and at that point get the SUB. And I could simultanously app the Brilliant (would require me to temporarily downgrade the RC to the Bountiful? to qualify for the Brilliant bonus *stupid Marriott rules are stupid and stupid cc names*) , I'm not doing that.

Re: What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 17:46:46 GMT

@swankytiger wrote:
Your 5/24 shouldnt matter for the business cards since you currently hold active Chase Business cards. 5/24 only counts for opening a business card if you dont hold a one already.

What? I did not know this!

Re: What Chase card should I get next? I am @ 4/24 currently.

unsungivy — Mon, 01 Sep 2025 21:03:34 GMT

@SpaceCityCCuser wrote:
@ptatohed wrote:
@SpaceCityCCuser wrote:
I was just approved for the CIC. Link = https://ficoforums.myfico.com/t5/Business-Credit/Chase-Ink-Cash-Approval/td-p/6839503
I want to try to get one more Chase card before I get back to 5/24 so the Chase cards I am looking at are =
Marriott Boundless
IHG Premier
IHG Business Premier
United Business
World of Hyatt
maybe Aeroplan
My plan is likely to app the Citi Strata and the same day app one of the above Chase cards.
And later that day or the next app the Red Aviator.
That is the end of the Sign-up spree.
So question is what Chase card do you think I should get. I have a preference already. My card line up is in my signature.
And I fully know that after this spree it will likely be 2 and 1/2 years until I am back below 5/24.

What is your preference??
Well, I have 2 front runners. My CSR could be downgraded next year. With that in mind, I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access. But, I also want an IGH card (business or personal *leaning personal) because I travel and stay at hotels over 45 days a year. The IHG card has a benefit of 4th free night on award bookings (stays booked with points). I can use this alot, especially in Asia where I travel every year for 2 plus weeks. Those are the 2 front runners. Next is United Business, a United business and personal card together unlocks a few other bonuses. Hyatt for the FNC ($300+ value cat 1-4) and over half my stays are already at Hyatt. And finally the Aeroplan card for the Pay yourself back on it (think travel eraser at 1.25 cpp).

& 2 additional United Lounge visit vouchers so 4 total per year.

Do the Boundless > Ritz. That was what I was going to recommend, and it's already one of your thoughts.

Re: What Chase card should I get next? I am @ 4/24 currently.

unsungivy — Mon, 01 Sep 2025 21:05:31 GMT

@coldfusion wrote:
@SpaceCityCCuser wrote:
I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access.
Since you opened an AMEX Bonvoy Business card in March 2024 you're well past the autodenial window for the Boundless but I believe you still won't be eligible for a SUB offer until next April, you'll need to fact check me on that.

It wouldn't be an auto denial. I got Biz in June and Boundless in July... you just wouldn't get the SUB until it's outside that time window. Depends if starting the clock to get the Ritz outweighs that.

Re: What Chase card should I get next? I am @ 4/24 currently.

SpaceCityCCuser — Mon, 01 Sep 2025 22:13:51 GMT

@unsungivy wrote:

@SpaceCityCCuser wrote:
@ptatohed wrote:
@SpaceCityCCuser wrote:
I was just approved for the CIC. Link = https://ficoforums.myfico.com/t5/Business-Credit/Chase-Ink-Cash-Approval/td-p/6839503
I want to try to get one more Chase card before I get back to 5/24 so the Chase cards I am looking at are =
Marriott Boundless
IHG Premier
IHG Business Premier
United Business
World of Hyatt
maybe Aeroplan
My plan is likely to app the Citi Strata and the same day app one of the above Chase cards.
And later that day or the next app the Red Aviator.
That is the end of the Sign-up spree.
So question is what Chase card do you think I should get. I have a preference already. My card line up is in my signature.
And I fully know that after this spree it will likely be 2 and 1/2 years until I am back below 5/24.

What is your preference??
Well, I have 2 front runners. My CSR could be downgraded next year. With that in mind, I want to app the Marriott Boundless to PC it next year to a Ritz Carlton to keep my insurance coverages (nearly same as CSR) via card and lounge access. But, I also want an IGH card (business or personal *leaning personal) because I travel and stay at hotels over 45 days a year. The IHG card has a benefit of 4th free night on award bookings (stays booked with points). I can use this alot, especially in Asia where I travel every year for 2 plus weeks. Those are the 2 front runners. Next is United Business, a United business and personal card together unlocks a few other bonuses. Hyatt for the FNC ($300+ value cat 1-4) and over half my stays are already at Hyatt. And finally the Aeroplan card for the Pay yourself back on it (think travel eraser at 1.25 cpp).

& 2 additional United Lounge visit vouchers so 4 total per year.

Do the Boundless > Ritz. That was what I was going to recommend, and it's already one of your thoughts.

I am leaning this way. It is mainly for the travel insurance and lounge access. The FNC is strong as well.