topic Re: How many 5% cashback cards do you have? in Credit Cards

How many 5% cashback cards do you have?

galahad15 — Wed, 02 Jul 2025 04:14:06 GMT

How many 5% cashback cards do you have?

Ime, 8 here

(1) 2x US Bank Cash+

(2) 2x Citi Custom Cash

(3) AAA Daily Advantage

(4) Redstone FCU VISA

(5) Chase Amazon Prime VISA

(6) Discover IT

Re: How many 5% cashback cards do you have?

NoHardLimits — Wed, 02 Jul 2025 05:45:18 GMT

I have 4.

Chase Freedom Flex

Citi Dividend

Discover it

US Bank Cash+

Edit to add: I'm also AU on an Amex "old" Blue Cash.

Re: How many 5% cashback cards do you have?

USMCOne — Wed, 02 Jul 2025 08:51:33 GMT

Amazon Prime Card

Discover Card

Amex BCP its 6% but basically would count in this list.

I like Cash Back but greatly perfer rewards cards like Amex so I tend to skew towards those.

How many 5% (or MORE) cashback cards do you have?

unsungivy — Wed, 02 Jul 2025 12:24:24 GMT

10.

SYW

Elan MCP x2

BofA CCR x2 (Platinum Honors)

Affinity

Amazon Prime

Ink Cash

CFF

BCP

Re: How many 5% (or MORE) cashback cards do you have?

Vinjints — Wed, 02 Jul 2025 12:29:06 GMT

Three at the moment, but I'm only recently getting into the CB game. Planning to get 2-3 more. So the goal would be to have 5, with a possible rotator and 2% other.

Re: How many 5% cashback cards do you have?

tsmartin — Wed, 02 Jul 2025 12:48:15 GMT

3 Citi Custom Cash

Ducks Unlimited (grandfathered in)

3 US Bank Cash +

2 US Bank Kroger

Sams Club

Amazon

Target

Lowes

Re: How many 5% cashback cards do you have?

Varsity_Lu — Wed, 02 Jul 2025 12:57:17 GMT

One 6% right now. I'm on my second year of no AF with BCP so it still counts, right?

Hope to add AAA Daily, AAA Travel, and a Max Cash in the next few months once we are to 0/12. That will make 4 for us. That will probably be it for a while since gas, groceries, and utilities make up the bulk of our spending. I'm not interested in having more than 6-8 cards, so having several multi 3% cards for the small stuff is ok with me.

Re: How many 5% cashback cards do you have?

JSUB — Wed, 02 Jul 2025 13:48:39 GMT

Three
BJ's One+
Amazon Prime
BCP

Re: How many 5% cashback cards do you have?

Follower — Wed, 02 Jul 2025 14:13:44 GMT

My seven are:

BoA Customized Cash Rewards Visa (5.25%)
Chase Amazon Prime Visa
Chase Freedom Flex MC
Citi Custom Cash MC
Comenity AAA Daily Advantage Visa
Credit One Best Friends Visa
Target Circle Card MC

Re: How many 5% (or MORE) cashback cards do you have?

Varsity_Lu — Wed, 02 Jul 2025 14:55:08 GMT

@Vinjints wrote:
Three at the moment, but I'm only recently getting into the CB game. Planning to get 2-3 more. So the goal would be to have 5, with a possible rotator and 2% other.

Thanks for rotating the Max Cash image in your sig. The Monk in me appreciates it!

Re: How many 5% (or MORE) cashback cards do you have?

Vinjints — Wed, 02 Jul 2025 15:04:54 GMT

I don't like the 'whatever' code for the signatures, and I couldn't initially get the imgur link to work right. Finally found someone else's sig that used imgur instead of the direct links. It bugged me as well.

Re: How many 5% (or MORE) cashback cards do you have?

swankytiger — Wed, 02 Jul 2025 16:57:45 GMT

1 but im letting it wither on the vine. As i dont spend enough to make it worthwhile vs my standard flat setup.

Re: How many 5% (or MORE) cashback cards do you have?

ptatohed — Wed, 02 Jul 2025 17:23:05 GMT

freedom OG
Disco it Cash Back
nusenda
custom cash 'A'
custom cash 'B'
SYW
Lowe's
prime
Target

Eyeballing: Langley, and the Kroger card(s)

Re: How many 5% (or MORE) cashback cards do you have?

Varsity_Lu — Wed, 02 Jul 2025 22:16:33 GMT

Does Savor and Quicksilver count? They give 5% on hotels and car rentals if booked through the Capital One travel portal. But I never use it.

Re: How many 5% (or MORE) cashback cards do you have?

ptatohed — Wed, 02 Jul 2025 22:29:34 GMT

I'm still super bummed that the Cap 1 Walmart 5% card was discontinued.

Re: How many 5% (or MORE) cashback cards do you have?

Vinjints — Wed, 02 Jul 2025 22:34:09 GMT

I thought Walmart was coming out with their own card on their own platform pretty soon. You would think they'd offer similar to the target card to stay competitive.

Re: How many 5% (or MORE) cashback cards do you have?

JSUB — Wed, 02 Jul 2025 23:14:57 GMT

@Vinjints wrote:
I thought Walmart was coming out with their own card on their own platform pretty soon. You would think they'd offer similar to the target card to stay competitive.

You'd also think Costco would offer more than 2% cash back. At least I do.

Re: How many 5% (or MORE) cashback cards do you have?

unsungivy — Wed, 02 Jul 2025 23:35:46 GMT

@Varsity_Lu wrote:
Does Savor and Quicksilver count? They give 5% on hotels and car rentals if booked through the Capital One travel portal. But I never use it.

I'd say no for the purposes of this thread. I have at least six cards that do that

Re: How many 5% (or MORE) cashback cards do you have?

NoHardLimits — Thu, 03 Jul 2025 00:27:02 GMT

@unsungivy wrote:
@Varsity_Lu wrote:
Does Savor and Quicksilver count? They give 5% on hotels and car rentals if booked through the Capital One travel portal. But I never use it.
I'd say no for the purposes of this thread. I have at least six cards that do that

I have Wells Fargo Autograph Journey which earns 5x on hotels and can be redeemed for one cent per point as a statement credit. Technically that is 5% cash back for hotels without having to use a portal, but I didn't think it qualified in the spirit of this thread so I left it off my list of 5% cards.

Re: How many 5% cashback cards do you have?

DatBoiQuick — Thu, 03 Jul 2025 00:42:55 GMT

11 total:

CCC x3
SYW
Cash+ x2
Harris Teeter
Freedom
AAA Daily Advantage
Redstone FCU
Amex Amazon Business