topic Re: BCU nerfing Travel Rewards card in Credit Cards

BCU nerfing Travel Rewards card

Tdatb64 — Mon, 14 Jul 2025 21:01:37 GMT

The Notice of Consumer and Business Member Service Agreements Change-in-Terms I just got details that, effective September 1, 2025: "We will no longer be offering BCU travel cards. However, you can conveniently use your BCU credit or debit card as an alternative for international travel transactions."

Re: BCU nerfing Travel Rewards card

ptatohed — Mon, 14 Jul 2025 22:17:07 GMT

That's not nerfing, that's eliminating!

Re: BCU nerfing Travel Rewards card

FicoMike0 — Tue, 15 Jul 2025 00:13:29 GMT

That's strange, they still offer it here,

https://www.bcu.org/credit-cards/travel-rewards

Re: BCU nerfing Travel Rewards card

Tdatb64 — Tue, 15 Jul 2025 00:59:31 GMT

@FicoMike0 wrote:
That's strange, they still offer it here,
https://www.bcu.org/credit-cards/travel-rewards

You will note the "effective September 1, 2025" part... It says nothing about whether existing cards will continue on or will be PC'd to the cashback card but I would assume they'll continue taking apps 'til 9/1/25.

Re: BCU nerfing Travel Rewards card

Tdatb64 — Tue, 15 Jul 2025 01:01:22 GMT

@ptatohed wrote:
That's not nerfing, that's eliminating!

They're nerfing it right out of existance.

Re: BCU nerfing Travel Rewards card

Guyatthebeach — Tue, 15 Jul 2025 03:23:53 GMT

That's sounds about right for them. BCU discontinues their most solid Visa. I wonder if the CU will PC it to the cash card.

Guyatthebeach

Re: BCU nerfing Travel Rewards card

Jeffster1 — Tue, 15 Jul 2025 04:16:54 GMT

I joined BCU in mid-2023 when they were FOTM. Savings, checking and Cash Visa. Got the SUB. Then got caught up in the major BCU thinning of the herd in 2024. They reopened my Visa right away. But the whole thing just put me off BCU, I turned around and closed everything a few months later. I never looked back.

Re: BCU nerfing Travel Rewards card

1GaDawg85 — Thu, 17 Jul 2025 21:33:28 GMT

Dang, I actually liked this card!

Re: BCU nerfing Travel Rewards card

northway — Fri, 18 Jul 2025 14:38:45 GMT

I haven't been able to spot this updated language anywhere.

But either way, I wouldn't consider it a "nerf". BCU now has 2 2% cards, one earning cash, the other earning points that can only be used towards travel redemptions. It makes no sense to keep both products in tact as they are. I'm assuming that all Travel Rewards cardholders will be moved to Cash Rewards and BCU may possibly add the Global Entry/TSA refund and spending bonus to the other card, or even rebrand. But from an outsider's standpoint, there genuinely was no reason for the overlap now that Cash Rewards is at 2%.

Re: BCU nerfing Travel Rewards card

northway — Sun, 07 Sep 2025 17:58:53 GMT

So Sept 1st has come and gone and the BCU Travel Rewards card still exists.

I'm going to assume that "travel cards" was in reference to a different product that was a legacy product to begin with, but I never spotted the changed language anywhere.

Re: BCU nerfing Travel Rewards card

northway — Tue, 23 Sep 2025 17:31:52 GMT

Looks like BCU is actually going to launch a new product. Hopefully it's an improvement and is actually a replacement for the existing so I don't have to apply for a new card.

Launching Soon: Travel Rewards+ Visa® Signature credit card. Our most rewarding card is almost here. Earn more on flights, dining, and everything in between. Plus, so much more. Stay tuned!

Re: BCU nerfing Travel Rewards card

ptatohed — Tue, 23 Sep 2025 17:54:59 GMT

@northway wrote:
Looks like BCU is actually going to launch a new product. Hopefully it's an improvement and is actually a replacement for the existing so I don't have to apply for a new card.

Launching Soon: Travel Rewards+ Visa® Signature credit card. Our most rewarding card is almost here. Earn more on flights, dining, and everything in between. Plus, so much more. Stay tuned!

I smell an AF!

Re: BCU nerfing Travel Rewards card

northway — Thu, 25 Sep 2025 03:23:11 GMT

@ptatohed wrote:
@northway wrote:
Looks like BCU is actually going to launch a new product. Hopefully it's an improvement and is actually a replacement for the existing so I don't have to apply for a new card.

Launching Soon: Travel Rewards+ Visa® Signature credit card. Our most rewarding card is almost here. Earn more on flights, dining, and everything in between. Plus, so much more. Stay tuned!

I smell an AF!

I managed to find the Reward T&Cs. There's an AF and caps on bonus spend at $5k per year per category. This card is a turd and DOA.

Travel Rewards Plus Visa Signature FAQs – if you carry the Travel Rewards Plus Visa Signature card and pay an annual fee, you’ll receive the following rewards program benefits: Earning Rewards Question: How do I earn rewards? Answer: You will earn 5 points per dollar on net airline purchases (purchases minus any credits or returns) up to $5,000 in spend each year. You will earn 4 points per dollar on net hotel and car rental purchases (purchases minus any credits or returns) up to $5,000 in spend each year. You will earn 3 points per dollar on net dining purchases (purchases minus any credits or returns) up to $5,000 in spend each year. Once you’ve exceeded the annual spend cap in each bonus category, you’ll still earn unlimited 1.5 points per dollar on net purchases. And you’ll earn unlimited 1.5 points per dollar on net purchases in all other merchant categories throughout the year. Cash advances, balance transfers, and checks used to access your account will not earn rewards in the program.