topic Re: Wells Fargo bilt Cc in Credit Cards

Wells Fargo bilt Cc

gingerflower — Fri, 14 Nov 2025 23:58:59 GMT

Hello Fico friends, got a letter stating my Wells Bilt Cc will be converted to my Wells Autograph Cc on Feb 6, 2026 anyone else got a letter?

Re: Wells Fargo bilt Cc

Patient957 — Sat, 15 Nov 2025 02:31:09 GMT

@gingerflower wrote:
Hello Fico friends, got a letter stating my Wells Bilt Cc will be converted to my Wells Autograph Cc on Feb 6, 2026 anyone else got a letter?

Everyone else got it.

All Bilt cards are being converted to the WF Autograph. You'll have the option to get one of the new non-WF Bilt cards next year with no hard pull. But it would be a new account with the new servicer, Cardless. There's been surprisingly little discussion about it here at MF but there has been some.

E.g.:

https://ficoforums.myfico.com/t5/Credit-Cards/Bilt-Mastercard-is-being-converted-to-the-Autograph-Card/td-p/6846691

Re: Wells Fargo bilt Cc

bigpoppa09 — Sat, 15 Nov 2025 12:09:16 GMT

Who will issue the Bilt cards going forward?

Re: Wells Fargo bilt Cc

gingerflower — Sat, 15 Nov 2025 22:05:48 GMT

@Patient957 Thank you for the reply and information.

Re: Wells Fargo bilt Cc

gingerflower — Sat, 15 Nov 2025 22:08:33 GMT

@bigpoppa09 I haven't heard anyone mentioned the new bank who will sevicing theBilt Cc.

Re: Wells Fargo bilt Cc

Patient957 — Sun, 16 Nov 2025 04:08:31 GMT

@bigpoppa09 wrote:
Who will issue the Bilt cards going forward?

As mentioned above, it will be Cardless. https://www.cardless.com/

Re: Wells Fargo bilt Cc

Mervin — Mon, 17 Nov 2025 23:26:44 GMT

Autograph looks pretty good. What are you guys going to do?

Re: Wells Fargo bilt Cc

gingerflower — Tue, 18 Nov 2025 19:09:58 GMT

@Mervin For me I already have the Wells autograph Cc so I am not sure of what to do. But, I don't mind having 2 Wells autograph Cc. Will see .

Re: Wells Fargo bilt Cc

DaWhole9 — Wed, 19 Nov 2025 19:49:08 GMT

Im gonna get the Autograph and then see which new BILT card works for me and do one with a soft pull. I use my BILT primarily for rent payments.