Does Chase 5/24 Apply to Authorized User Cards as Well?

ThomasJNewton — Mon, 23 Feb 2026 20:41:11 GMT

I have not had a new card in almost three years. I am interested in getting a few new cards over the next few months. I want a Venture X (Capital One sends me email a lot reminding me that I am pre-approved), and if I get that, probably a Savor card to go with it. My bf just got a Chase Sapphire Reserve and I was considering having him add me as an authorized user, as I am not ready to get the card myself (not sure it makes sense for us to have two of them).

I have been flying a lot this year (Japan and Europe already and other Europe trips coming up in March, September and October). Sapphire's trip protection seems to be a bit better than that from my Quest card, however there are no Sapphire lounges in any airports through which I fly regularly. Taking up a 5/24 slot, would definitely be a downside and might make it not worth doing. On the other hand, I do not have plans for more than those two cards (and possibly either an Apple Card or an Amazon Prime card) so I am not in desperate need of the slot either.

Re: Does Chase 5/24 Apply to Authorized User Cards as Well?

pizzadude — Mon, 23 Feb 2026 20:52:00 GMT

My understanding is that AU accounts wouldn't count towards this with Chase

topic Re: Does Chase 5/24 Apply to Authorized User Cards as Well? in Credit Cards

Does Chase 5/24 Apply to Authorized User Cards as Well?

Re: Does Chase 5/24 Apply to Authorized User Cards as Well?