topic Re: AMERICAN EXPRESS CHARGE CARD in Credit Cards

AMERICAN EXPRESS CHARGE CARD

tray — Wed, 28 Oct 2009 14:44:41 GMT

Hi, does anyone have an american express charge card reporting on their EQ credit report directly from EQ site, reporting on the account section as a credit card instead of a charge card. My new charge card started reporting a couple of days ago stating a credit card, i would think it would have stated charge card thank you for any information.

Re: AMERICAN EXPRESS CHARGE CARD

Anonymous — Wed, 28 Oct 2009 16:21:05 GMT

What does your myFICO report state under Type?

Re: AMERICAN EXPRESS CHARGE CARD

tray — Wed, 28 Oct 2009 17:18:54 GMT

Hi, i just pulled my fico eq report on my american express account it states under account type open and under description it states credit card, is this accurate as it is a charge card. thanks

Re: AMERICAN EXPRESS CHARGE CARD

fused — Wed, 28 Oct 2009 17:35:53 GMT

That is not correct. On your EQ report, account type should state "open account", not CC.

Re: AMERICAN EXPRESS CHARGE CARD

tray — Thu, 29 Oct 2009 00:08:54 GMT

@fused wrote:
That is not correct. On your EQ report, account type should state "open account", not CC.

Hi fused do you have a charge card and does it state in the comment section credit card on the fico eq report.

Re: AMERICAN EXPRESS CHARGE CARD

manyquestions — Thu, 29 Oct 2009 00:22:33 GMT

Account type: Revolving -> AMEX credit cards (Blue, Clear, etc)

Account type: Open Account -> AMEX charge cards.(Green, Gold, Platinum)

If they report like that they are reporting correctly

Re: AMERICAN EXPRESS CHARGE CARD

fused — Thu, 29 Oct 2009 00:32:00 GMT

tray wrote:

@fused wrote:
That is not correct. On your EQ report, account type should state "open account", not CC.

Hi fused do you have a charge card and does it state in the comment section credit card on the fico eq report.

Yes, I have an Amex Plat and it reports under account type as "open account". This is the way all Amex charge cards are suppose to report.