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    <title>topic Re: PayPal Rewards being nerfed LOL in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859900#M1898598</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Reddit should be bought by Musk and made better, IMHO.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, because Twitter is clearly "better" now.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oof.&lt;/P&gt;</description>
    <pubDate>Fri, 27 Mar 2026 11:54:56 GMT</pubDate>
    <dc:creator>unsungivy</dc:creator>
    <dc:date>2026-03-27T11:54:56Z</dc:date>
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      <title>PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859248#M1898410</link>
      <description>&lt;P&gt;I'm laughing at Reddit right now.&amp;nbsp; I can't post there because I've been banned.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Here's the thread:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.reddit.com/r/CreditCards/comments/1rxkdks/paypal_killing_off_cashback_rewards_redemption_in/" target="_blank" rel="noopener"&gt;https://www.reddit.com/r/CreditCards/comments/1rxkdks/paypal_killing_off_cashback_rewards_redemption_in/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would tell them that the PayPal Rewards are different than the PayPal Cashback Mastercard and the PayPal Debit card.&amp;nbsp; But I can't, because I've been banned as a Gen-X who oftimes makes fun of Gen-Zeros.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyway, no, PayPal Rewards is NOT the same as the PayPal Cashback Mastercard NOR is it the same is PayPal Debit card rewards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Specifically, PayPal rewards are the "click through" rewards you get when you see a deal on PayPal for "3% back at Sephora" or whatever and you click through and make the purchase with that link.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hate Reddit so much.&amp;nbsp; So many dummies and it really caters to the lowest common denominator of mankind on the internet.&amp;nbsp; And if you post truth there, you get downvoted; ask me how I know.&amp;nbsp; Reddit should be bought by Musk and made better, IMHO.&amp;nbsp; End the Reddit downvote: you will be downvoted by tons of echo-chamber tards; this does not help mankind.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;These are my tips to you, humanity. You will not care and thus you will be eradicated.&amp;nbsp; After my passing, God willing. I hope enough Gen Betas are around to scrub my derrier.&amp;nbsp; That is all.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 00:24:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859248#M1898410</guid>
      <dc:creator>Pppoolboy</dc:creator>
      <dc:date>2026-03-19T00:24:53Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859250#M1898412</link>
      <description>&lt;P&gt;I'm surprised you got banned from reddit. This post is the exact type of smugness and condescension that usually does numbers there!&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 00:30:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859250#M1898412</guid>
      <dc:creator>BoredAnthony</dc:creator>
      <dc:date>2026-03-19T00:30:23Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859259#M1898417</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1206857"&gt;@BoredAnthony&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I'm surprised you got banned from reddit. This post is the exact type of smugness and condescension that usually does numbers there!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, Reddit is the place for self-aggrandizing kids like this (and I can call him a kid, being a Baby-Boomer myself). I'd say he's likely well on his way to getting banned from here, as well. Certainly not a "community" type of person.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 01:14:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859259#M1898417</guid>
      <dc:creator>Tdatb64</dc:creator>
      <dc:date>2026-03-19T01:14:27Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859274#M1898428</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I'm laughing at Reddit right now.&amp;nbsp; I can't post there because I've been banned.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why were you banned from Reddit?&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 02:41:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859274#M1898428</guid>
      <dc:creator>BrutalBodyShots</dc:creator>
      <dc:date>2026-03-19T02:41:32Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859292#M1898432</link>
      <description>&lt;P&gt;Thank you for the reply,&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;. That completely answers my question.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 11:19:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859292#M1898432</guid>
      <dc:creator>BrutalBodyShots</dc:creator>
      <dc:date>2026-03-19T11:19:50Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859299#M1898433</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1128237"&gt;@BrutalBodyShots&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why were you banned from Reddit?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh dear god Brutal Body Shots is one of the most ridiculous basement dwellers of Reddit.&amp;nbsp; I see his/her posts all over r/creditcards.&amp;nbsp; Dude, you need to get a life.&amp;nbsp; I'm so sorry for you.&amp;nbsp; How many reddit posts have you made?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We want to know.&amp;nbsp; 100,000?&amp;nbsp; You're such a loser.&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Holy sh*t at least change your name from platform to platform.&amp;nbsp; LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What does your name even mean?&amp;nbsp; You're a weirdo top to bottom.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I take it slapping the platinum card down didn't impress the cute bartender last night? I'm sure reviewing these posts hungover will be... less than satisfying.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 19 Mar 2026 13:41:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859299#M1898433</guid>
      <dc:creator>dfwxjer</dc:creator>
      <dc:date>2026-03-19T13:41:01Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859486#M1898481</link>
      <description>&lt;P&gt;What? Paypal calls their points Paypal rewards. They show that way when you earn &amp;amp; redeem them for cashback.&lt;/P&gt;</description>
      <pubDate>Sun, 22 Mar 2026 03:09:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859486#M1898481</guid>
      <dc:creator>salt_water_swimming</dc:creator>
      <dc:date>2026-03-22T03:09:05Z</dc:date>
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    <item>
      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859882#M1898590</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;P&gt;Anyway, no, PayPal Rewards is NOT the same as the PayPal Cashback Mastercard NOR is it the same is PayPal Debit card rewards.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My conclusion is: you are right about the Mastercard cashback and wrong about the Debit card cashback.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Mastercard earns Cash Rewards:&lt;/P&gt;&lt;P&gt;&lt;EM&gt;As a PayPal Cashback Mastercard or PayPal Cashback World Mastercard (each a “Card”) Account (“Card Account”) Accountholder, you will earn cash back rewards (referred to as “Cash Rewards” or “Cash Back”)&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cash Rewards can be converted to Paypal Rewards, so must be distinct from them:&lt;/P&gt;&lt;P&gt;&lt;EM&gt;You may also have the ability to convert and/or transfer your Cash Rewards to Points under and as defined in the terms and conditions governing the PayPal+ Rewards Program&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Debit card earns Paypal Rewards:&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.paypal.com/us/campaign/ppdc-debit-5per-cashback-category-tnc" target="_blank" rel="noopener"&gt;https://www.paypal.com/us/campaign/ppdc-debit-5per-cashback-category-tnc&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;&lt;STRONG&gt;How it Works&lt;/STRONG&gt;: The PayPal Debit Card 5% cash back monthly category rewards feature allows Eligible Participants to earn PayPal Rewards Points (“&lt;STRONG&gt;Points&lt;/STRONG&gt;”)&amp;nbsp;&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;...&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;&lt;STRONG&gt;Reward Redemption:&lt;/STRONG&gt;&amp;nbsp;Points earned under the PayPal Debit Card 5% Cash Back Monthly Category Rewards Feature will be available in an Eligible Participant’s&amp;nbsp;&lt;STRONG&gt;Account Overview&lt;/STRONG&gt;&amp;nbsp;section of their PayPal account to redeem for cash and other redemption options pursuant to the terms and conditions in the&amp;nbsp;&lt;A class="" href="https://www.paypal.com/us/legalhub/pp-rewards-program-tnc" target="_blank" rel="noopener"&gt;PayPal Rewards Program Agreement&lt;/A&gt;.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Points from Paypal Offer and Paypal Debit card sources are both shown on the Paypal and Honey "Paypal Rewards" pages:&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.paypal.com/myaccount/rewards" target="_blank" rel="noopener"&gt;https://www.paypal.com/myaccount/rewards&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.joinhoney.com/paypalrewards/activity" target="_blank" rel="noopener"&gt;https://www.joinhoney.com/paypalrewards/activity&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ranting is no substitute for researching.&lt;/P&gt;</description>
      <pubDate>Fri, 27 Mar 2026 03:09:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859882#M1898590</guid>
      <dc:creator>GhostPrototype</dc:creator>
      <dc:date>2026-03-27T03:09:11Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859890#M1898596</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1130157"&gt;@GhostPrototype&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ranting is no substitute for researching.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;</description>
      <pubDate>Fri, 27 Mar 2026 04:21:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859890#M1898596</guid>
      <dc:creator>Curious_George2</dc:creator>
      <dc:date>2026-03-27T04:21:01Z</dc:date>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859900#M1898598</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Reddit should be bought by Musk and made better, IMHO.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, because Twitter is clearly "better" now.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oof.&lt;/P&gt;</description>
      <pubDate>Fri, 27 Mar 2026 11:54:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859900#M1898598</guid>
      <dc:creator>unsungivy</dc:creator>
      <dc:date>2026-03-27T11:54:56Z</dc:date>
    </item>
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      <title>Re: PayPal Rewards being nerfed LOL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859936#M1898608</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1117970"&gt;@unsungivy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1175366"&gt;@Pppoolboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Reddit should be bought by Musk and made better, IMHO.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, because Twitter is clearly "better" now.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oof.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah it's gone to complete garbage now that bots can buy blue checks. Those of us who won't pay for a blue check don't even get visibility now either.&lt;/P&gt;</description>
      <pubDate>Fri, 27 Mar 2026 18:37:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PayPal-Rewards-being-nerfed-LOL/m-p/6859936#M1898608</guid>
      <dc:creator>crystal626</dc:creator>
      <dc:date>2026-03-27T18:37:02Z</dc:date>
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