topic Re: Ymmv 3% offer One Pay CashRewards card in Credit Cards

Ymmv 3% offer One Pay CashRewards card

NoMoreE46 — Sat, 18 Apr 2026 12:54:01 GMT

Have a 3% unlimited cash back offer on all purchases good thru Dec 31 2026.

You have to have a OnePay Cash + account which requires a min of a $5000 balance or $500 DD/per month.

Re: Ymmv 3% offer One Pay CashRewards card

pizzadude — Fri, 17 Apr 2026 17:26:26 GMT

Nice ! Time for 3% back at Tacobell this weekend ??

Re: Ymmv 3% offer One Pay CashRewards card

NoMoreE46 — Fri, 17 Apr 2026 17:33:24 GMT

@pizzadude wrote:
Nice ! Time for 3% back at Tacobell this weekend ??

Haha.

At some point, I might be in the black fromTacoBell and stacking this card's offers.

Re: Ymmv 3% offer One Pay CashRewards card

ptatohed — Sat, 18 Apr 2026 03:44:16 GMT

I think you only need to end the month with $5k in your account (not maintain $5k all month long). This could be useful since you can keep your $5k at a higher rate that 3.35% most of the month, and then transfer it to OnePay before month's end.

Re: Ymmv 3% offer One Pay CashRewards card

NoMoreE46 — Mon, 20 Apr 2026 00:36:02 GMT

@ptatohed wrote:
I think you only need to end the month with $5k in your account (not maintain $5k all month long). This could be useful since you can keep your $5k at a higher rate that 3.35% most of the month, and then transfer it to OnePay before month's end.

Thanks for this tidbit @ptatohed.

I am juggling too much right now to optimize this strategy unfortunately.