https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863075#M1899337 <P>Barclays closed my Ring MC yesterday for inactivity - apparently me making 1 purchase every 6 mos. wasn't enough for them&nbsp; <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /></P><P>&nbsp;</P><P>To be fair, they did sent me a warning letter of closure if I didn't use the card.&nbsp; I did make 1 purchase before closeout but it looks like they may have wanted more activity on my end than just a single purchase, since when I reminded them of that one purchase they simply repeated their mantra of "it was closed for inactivity", like reading from a script.&nbsp; I further asked them if they could posssibly reopen it fwiw, but they said (verbatim) "once closed, always closed".&nbsp; Not a total catastrophic loss for me, since I have cards with better rewards and better non-promo APRs, but since the Ring card was closed for new applicants and grandfathered for existing cardholders, I can't make a new app for a new version of it.&nbsp; One of the cool things about the Ring card was BT fees or cash advance fees, iirc.</P> Sat, 25 Apr 2026 05:19:31 GMT galahad15 2026-04-25T05:19:31Z https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863075#M1899337 <P>Barclays closed my Ring MC yesterday for inactivity - apparently me making 1 purchase every 6 mos. wasn't enough for them&nbsp; <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /></P><P>&nbsp;</P><P>To be fair, they did sent me a warning letter of closure if I didn't use the card.&nbsp; I did make 1 purchase before closeout but it looks like they may have wanted more activity on my end than just a single purchase, since when I reminded them of that one purchase they simply repeated their mantra of "it was closed for inactivity", like reading from a script.&nbsp; I further asked them if they could posssibly reopen it fwiw, but they said (verbatim) "once closed, always closed".&nbsp; Not a total catastrophic loss for me, since I have cards with better rewards and better non-promo APRs, but since the Ring card was closed for new applicants and grandfathered for existing cardholders, I can't make a new app for a new version of it.&nbsp; One of the cool things about the Ring card was BT fees or cash advance fees, iirc.</P> Sat, 25 Apr 2026 05:19:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863075#M1899337 galahad15 2026-04-25T05:19:31Z https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863618#M1899513 <P>It's surprising they'd close your account after only 6 months of inactivity, with most creditors I've seen reported it's 1 year or so.</P> Thu, 30 Apr 2026 18:29:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863618#M1899513 pizzadude 2026-04-30T18:29:01Z https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863692#M1899531 <P>Barclay keeps downgrading my credit limit due to low activity. I have basically given up on that card. I have one subscription on it that I'll move to another card and then put that thing in the sock drawer until they close it.</P> Fri, 01 May 2026 14:10:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Barclays-closed-my-Ring-MC-yesterday-for-inactivity-1-purchase/m-p/6863692#M1899531 halah 2026-05-01T14:10:07Z