topic Re: Interesting - Never charged AF for CSP in Credit Cards

Interesting - Never charged AF for CSP

Hut1 — Sat, 02 May 2026 12:55:22 GMT

I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year" but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards.

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?

Re: Interesting - Never charged AF for CSP

NoMoreE46 — Sat, 02 May 2026 13:53:53 GMT

@Hut1

"This is Chase Customer Service. Please contact us Immediately so that we may address your concerns..."

😃

@Hut1 wrote:
I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year" but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards.

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?

Re: Interesting - Never charged AF for CSP

DONZI — Fri, 08 May 2026 06:37:41 GMT

Wow! That's strangely amazing!

Maybe it's a test.

Sign-up link?

Re: Interesting - Never charged AF for CSP

SusanJA — Fri, 08 May 2026 22:19:43 GMT

Are you absolutely sure? Check your transaction history. If that's true, it's awesome. Reminds me of the never-ending Amex gift card Tom Segura got.

Re: Interesting - Never charged AF for CSP

DXness — Sat, 09 May 2026 02:57:59 GMT

Did you carefully check your first month statement and then that same month each year? The AF for its corresponding year posts right away in the first month, not the last month.