topic Re: 100,000 available credit in Credit Cards

100,000 available credit

911gt34life — Tue, 26 May 2026 10:43:48 GMT

I was thinking about this how many credit cards out there will allow you to have one card with 100,000 available credit

so far what I seen

Bank of America max 99,000

Chase sapphire reserve 100,000

Venture X seen over 90,000

Re: 100,000 available credit

pip3man — Tue, 26 May 2026 11:26:19 GMT

Just wanna say $99k is absolutely NOT the max for BofA. That's a common misconception. The reality is, $99k is the max approval amount under basic underwriting. There are different approval bands and each level goes through a different approval hierarchy. You will be shocked to know how high those cards can go. So trust me $99k is a scratch on the surface. I can't emphasize how important your assets are and can be factored or influence the decisioning/approval process.

Re: 100,000 available credit

RobertS2 — Tue, 26 May 2026 22:09:54 GMT

Sapphire Preferred too, per WalletHub.

Re: 100,000 available credit

ptatohed — Wed, 27 May 2026 06:51:58 GMT

Re: 100,000 available credit

MikeyM — Fri, 29 May 2026 16:35:41 GMT

add wells fargo active cash to the list

Re: 100,000 available credit

dfwxjer — Fri, 29 May 2026 17:04:52 GMT

Dang, I don't think my spending profile and income will support a six figure card. Pretty cool to see!

Re: 100,000 available credit

911gt34life — Sun, 31 May 2026 16:40:52 GMT

@MikeyM wrote:
add wells fargo active cash to the list

I didn't think this was possible in Wells Fargo this is very good data ... thanks for sharing

Re: 100,000 available credit

911gt34life — Sun, 31 May 2026 16:42:31 GMT

if anybody here has over 100,000 with Citi or Bank of America let me know thanks

Re: 100,000 available credit

E36 — Tue, 02 Jun 2026 06:14:24 GMT

There are niche credit unions that give $100K

Re: 100,000 available credit

pip3man — Tue, 02 Jun 2026 13:25:42 GMT

I don't personally but I've seen several hundred BA accounts with over $100k limits.