topic Does AMEX 35,000 cap count towards moving credit limits? in Credit Cards

Does AMEX 35,000 cap count towards moving credit limits?

SRT4kid93 — Sun, 28 Jun 2026 18:44:25 GMT

let's say Amex stopped you at 35,000 and demanded bank statements. Would you still be able to move credit limit over from another AMEX card to get over that $35,000 limit or what they still require bank statements?

secondary question, if you get stopped at 35k, you would still be able to apply for another card to out you over that limit correct? Or would that also require bank statements ?

Re: Does AMEX 35,000 cap count towards moving credit limits?

CreditCuriosity — Mon, 29 Jun 2026 02:27:09 GMT

@SRT4kid93 wrote:
let's say Amex stopped you at 35,000 and demanded bank statements. Would you still be able to move credit limit over from another AMEX card to get over that $35,000 limit or what they still require bank statements?

secondary question, if you get stopped at 35k, you would still be able to apply for another card to out you over that limit correct? Or would that also require bank statements ?

35k is a myth about bank statements or POI sure they can ask at 10k, 12k or 35k, etc. Won't stop you from combining other cards to get > 35k either as it is overall exposure not exposure on one card. Your second question isn't relevant as see what I said about POI reguest in sentence one of mine and if one doesn't likely provide it then they are likely to ask for it while applying for a new card with them, but who knows. Overthinking it as would be a SP for you regardless in either case.

Re: Does AMEX 35,000 cap count towards moving credit limits?

ptatohed — Mon, 29 Jun 2026 15:51:04 GMT

As an engineering student, my professors would have crucified me for not including proper units. $35,000.

Re: Does AMEX 35,000 cap count towards moving credit limits?

Kforce — Tue, 30 Jun 2026 20:14:21 GMT

Agree with @CreditCuriosity