topic amazon synchrony 5% in Credit Cards

amazon synchrony 5%

jupiterjet — Tue, 30 Jun 2026 09:58:57 GMT

I have the amex amazon prime card that offers 5% with a prime membership and 3% without. For the amazon synchrony card, the rewards I earn will always be at least 5%, right? Because I want to confirm that I am indeed earning 5%, but synchrony doesn't offer line by line that shows how much rewards are earned for each purchase. thx

Re: amazon synchrony 5%

chuckwood — Tue, 30 Jun 2026 15:40:46 GMT

You earn 5% back on amazon purchases inless you select a special financing option ( equal payments, 0% option, etc ) with prime membership. Without you dont get anything back. You can always double check your statements and it shows rewards earned for that statement along with running total.

Re: amazon synchrony 5%

FicoMike0 — Tue, 30 Jun 2026 18:24:33 GMT

Here's the key point I found,

"Non-Prime members do not earn rewards."

Sync sux.

Re: amazon synchrony 5%

SusanJA — Tue, 30 Jun 2026 22:36:57 GMT

Yeah, the store card isnt good for non-Prime members, but the Visa is.

Re: amazon synchrony 5%

Techwiz45 — Wed, 01 Jul 2026 07:58:18 GMT

Amex Business Prime card is 5% on Amazon and related companies (Amazon Business, AWS, and Whole Foods) up to a $150k cap for Prime members, then lower rewards after that. The new US Bank Business Prime card follows that same rewards structure, but also adds 2% on top 2 spend categories per year up to $150k. Everything else is 1%.

For personal side the Synchrony store card is not worth it . Chase Prime Visa is better card even if you aren't a Prime member.