https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871349#M1901769 <P>I got an offer to have my rate drop to 11.99% for the next six billing cycles on my BCE. &nbsp; I PIF but signed up for this anyway.</P><P>&nbsp;</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0455.jpeg" style="width: 580px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97739iFBF2D34B0E92E204/image-size/large?v=v2&amp;px=999" role="button" title="IMG_0455.jpeg" alt="IMG_0455.jpeg" /><span class="lia-inline-image-caption" onclick="event.preventDefault();">IMG_0455.jpeg</span></span></P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0471.jpeg" style="width: 628px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97740iC4C2B540B129A06C/image-size/large?v=v2&amp;px=999" role="button" title="IMG_0471.jpeg" alt="IMG_0471.jpeg" /><span class="lia-inline-image-caption" onclick="event.preventDefault();">IMG_0471.jpeg</span></span></P><P>&nbsp;</P> Wed, 05 Aug 2026 19:55:08 GMT NoMoreE46 2026-08-05T19:55:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871349#M1901769 <P>I got an offer to have my rate drop to 11.99% for the next six billing cycles on my BCE. &nbsp; I PIF but signed up for this anyway.</P><P>&nbsp;</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0455.jpeg" style="width: 580px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97739iFBF2D34B0E92E204/image-size/large?v=v2&amp;px=999" role="button" title="IMG_0455.jpeg" alt="IMG_0455.jpeg" /><span class="lia-inline-image-caption" onclick="event.preventDefault();">IMG_0455.jpeg</span></span></P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0471.jpeg" style="width: 628px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97740iC4C2B540B129A06C/image-size/large?v=v2&amp;px=999" role="button" title="IMG_0471.jpeg" alt="IMG_0471.jpeg" /><span class="lia-inline-image-caption" onclick="event.preventDefault();">IMG_0471.jpeg</span></span></P><P>&nbsp;</P> Wed, 05 Aug 2026 19:55:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871349#M1901769 NoMoreE46 2026-08-05T19:55:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871359#M1901773 <P>Interesting. I wonder how many people who actually need it get an offer like this.&nbsp;</P> Wed, 05 Aug 2026 23:31:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871359#M1901773 SeanA 2026-08-05T23:31:21Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871361#M1901774 <P>Ya also get those wiht Amex, Citi and few other issuers although I PIF i take them as why not <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 05 Aug 2026 23:42:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871361#M1901774 CreditCuriosity 2026-08-05T23:42:44Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871435#M1901792 <P>I got that offer, too. Whenever I do, I always take them. Costs nothing and doesn't hurt. Even though I PIF, too.&nbsp;</P> Fri, 07 Aug 2026 15:08:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871435#M1901792 portlandmusician 2026-08-07T15:08:17Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871517#M1901823 <P>Received the same offer as well as a $30K personal loan offer from AMEX today.</P><P>&nbsp;</P><P>No use for either though.&nbsp;</P> Sun, 09 Aug 2026 05:06:00 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-interest-rate-offer/m-p/6871517#M1901823 crystal626 2026-08-09T05:06:00Z