topic Re: HSBC..... in Credit Cards

HSBC.....

Anonymous — Tue, 03 Nov 2009 16:28:24 GMT

While trying to access my acct to pay my CC bill I got "locked out" when I entered the CORRECT personal info. So I finally talked to a nice lady who told me to try again in 30 minutes. She then asked if there was anything else. So I asked how do I get an CLI so that I can pay for airfare? ( Limit went from $1250 to $300.00 with an 804 FICO). So she said to call 800 318 4821 and apply for a NEW card. Anyone know what the deal is,?

Re: HSBC.....

Anonymous — Tue, 03 Nov 2009 20:23:53 GMT

ericdj wrote:
While trying to access my acct to pay my CC bill I got "locked out" when I entered the CORRECT personal info. So I finally talked to a nice lady who told me to try again in 30 minutes. She then asked if there was anything else. So I asked how do I get an CLI so that I can pay for airfare? ( Limit went from $1250 to $300.00 with an 804 FICO). So she said to call 800 318 4821 and apply for a NEW card. Anyone know what the deal is,?

What HSBC card do you have? How long have you had it, and how much do you use it?

Re: HSBC.....

Anonymous — Wed, 04 Nov 2009 15:11:18 GMT

Platinum since 12/05, use it 2X/week, always PIF

Re: HSBC.....

Anonymous — Wed, 04 Nov 2009 16:05:39 GMT

CapOne did that to me a few years ago, I asked for an increase for something and they denied it, then in the same phone call they gave me a new card with a $1,000 limit. It's never made any sense to me!

Re: HSBC.....

Anonymous — Wed, 04 Nov 2009 17:29:30 GMT

I've had HBSC and CapOne cards. I could never get a CLI, but they kept giving me more cards. At one point, I had three of each. They were all cancelled after I found myfico.com and "fixed" my credit and got better cards. Now the limit on one of my cards is way more than the limit I had on all six of those cards combined.

Re: HSBC.....

eddymvp — Wed, 04 Nov 2009 17:34:01 GMT

I just canceled my HSBC card last week as they refused to waive the AF. I had it for two years and they never gave me a CLI. I will never do business with them again.

Re: HSBC.....

Anonymous — Wed, 04 Nov 2009 18:11:03 GMT

I just now tried the ph # to HSBC and got to listen to a man's voice tell me to go online to apply for a card! Hmm....I guess the next step is to try and use my current card to see if it still works. My current balance is $00.00 They'll probably think this is too high.......and want me to start paying an AF.....