topic Re: Don't Use All Those Cards In One Place For Xmas Shopping! in Credit Cards

Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Tue, 06 Nov 2007 03:36:18 GMT

Ok, fellow creditmongers, how many of you are ready to start using all those new credit cards you've received in the past few months for Christmas shopping? I know how you're just itching to get started!

Merchants are standing in line waiting for us as I type this. I have already started ordering on line and buying in stores. My daughter wanted a Nintendo DS Lite and she's getting one thanks to Best Buy! I also got her a game and a cover for the Nintendo. (Her list doesn't end there).

Oh well, lots of other gifts to buy so I'm glad I have large credit lines. How about you??

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Tue, 06 Nov 2007 03:39:00 GMT

dw wife put 700 on her fingerhut account, 150 on seventh ave, and about 40 on my amex so far. if i know her it's the tip of the iceberg!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Tue, 06 Nov 2007 04:00:37 GMT

I have a feeling is it going to be a weird Xmas-

I feel retailers are going to be very aggressive in markting and sales - early

Retailers are anticipating a VERY competitive holiday season- take advantage.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Tue, 06 Nov 2007 19:05:31 GMT

Oh I am MsQ! I app'ed and got 3 cc's especially for the X-mas buying insanity.

Started buying last week(all online of course), with a D&B cross-body bag for the granddaughter. And a computer game for 1 of the grandson's. I will not do what I've done in years past and wait until after Thanksgiving to start. Too stressful.

I'm just so anxious to do serious shopping when the sales start. Hope they start before end of November though.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Cory — Tue, 06 Nov 2007 20:12:20 GMT

I too can't wait for christmas. I will call all CCC's and request an credit line increase. This is the time I think best to do it.

Cory

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Tue, 06 Nov 2007 23:38:03 GMT

Timothy wrote:
I have a feeling is it going to be a weird Xmas-

I feel retailers are going to be very aggressive in markting and sales - early

Retailers are anticipating a VERY competitive holiday season- take advantage.

Already been getting a lot of coupons for store cards and even free shipping if ordering on website-

however- just a friendly warning to everyone-

Even if you have zero percent- try not to charge what you could not PIF. Just a friendly reminder.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

haulingthescoreup — Tue, 06 Nov 2007 23:52:52 GMT

I can never even begin to figure out what to buy before December 18 or so. We don't put up the tree until somewhere around the 20th. The whole holiday thing keeps going into January.

I would like to pretend that we're celebrating the original Twelve Days of Christmas, but actually, we're all just too discombobulated to get it together any earlier. But seriously, I went into Home Depot last night to sign the contract on new carpeting and hardwood flooring, and they had the clearance Halloween ghouls next to the artificial Christmas trees. That's just wrong!!!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 00:18:16 GMT

haulingthescoreup wrote:
I can never even begin to figure out what to buy before December 18 or so. We don't put up the tree until somewhere around the 20th. The whole holiday thing keeps going into January.

I would like to pretend that we're celebrating the original Twelve Days of Christmas, but actually, we're all just too discombobulated to get it together any earlier. But seriously, I went into Home Depot last night to sign the contract on new carpeting and hardwood flooring, and they had the clearance Halloween ghouls next to the artificial Christmas trees. That's just wrong!!!

When I was growing up we didn't put the tree up until Christmas Eve- and then leave it up 13-14 days after Christmas.

I do the total opposite. I go nuts at Christmas- like a decorating freak- right on the same day as Thanksgiving I start.

But yes- Halloween right by Christmas smacks of lunacy.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 00:23:26 GMT

Bah, Humbug!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 00:28:26 GMT

Anderson wrote:
Bah, Humbug!

Come to my house and you won't be Scrooge anymore. Everyone LOVES to come to my house at Christmas- yes, I am one of those crazy people who every year add another lawn decoration to the collection- I have a million lights up and around...

and I decorate my inside like it is a Christmas wonderland- every single room gets done with decorations and three of the four rooms get a tree and the kitchen too-

people are like kids in candy shops when they come over to look at all the decorations I do-

and I don't even have kids!!!

Want some badly- DH too. Maybe Santa and Jesus will bless us this year.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 00:54:23 GMT

3 or 4 trees? Whoa. Actually I have a small indoor blue spruce that I sometimes decorate with 1 or 2 ornaments during the season.

Well, if there's eggnog (don't skimp on the rum, please) I'll be there.

Wishing you very good luck with having a child, that would be a blessed Xmas gift.

netpanther wrote:

Anderson wrote:
Bah, Humbug!

Come to my house and you won't be Scrooge anymore. Everyone LOVES to come to my house at Christmas- yes, I am one of those crazy people who every year add another lawn decoration to the collection- I have a million lights up and around...
and I decorate my inside like it is a Christmas wonderland- every single room gets done with decorations and three of the four rooms get a tree and the kitchen too-
people are like kids in candy shops when they come over to look at all the decorations I do-
and I don't even have kids!!!

Want some badly- DH too. Maybe Santa and Jesus will bless us this year.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 01:20:14 GMT

I'm waiting till Black Friday. I'm trying to take advantage of the deals I know will be out there so I'm keeping unnecessary charges off my CC until then. I too want a DS Lite and a digital camera.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 13:28:43 GMT

NetPanther, your house must be on some folks' tour list! I'm only considering lawn lights this year. I was at Home Depot this weekend with DD, and it seems there's more to choose from now.

Actually, I'd like to see if ashabbir1 could even use all his cards for holiday shopping!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 14:48:08 GMT

I love Christmas! It is, however, the only thing that makes me hate shopping. Mom wants a green ipod nano this year -- not one of those old ones, but the NEW square one. I'm trying to figure out the best mix of fatwallet-type sites and rewards credit cards to save some money AND get what she wants.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 16:39:50 GMT

I started shopping already. Purchased a sweet Nikon 7.1megapixel camera! LOVE it

Wal-mart has started to offer so great items every Friday. They are preparing for black friday. I am only using my gold card. I don't want to owe anyone a dime!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 17:06:23 GMT

My Holiday list (all for the new house if the current owner gets the &^%* title problem solved and we can settle - they need a quit claim and can't find the person (somewhere in TX) or any surviving relative)

New Living Room Furniture

New Family Room Furniture

New Master Bedroom Furniture

New MB Linens

New MBath set-up

New Kitchen Furniture

New Office Furniture (tax deductible, thankfully)

New Color Laser Printer/Scanner/Fax (tax deductible)

Pool & Poker Tables

New Window Treatments

PAINT!!!!!

3 DLPs and 1 Home Theatre System

I think my Citi card will be maxxed and PIF a few times at least and HD will get a work out along with JCP

Should help my CLIs - and eventually my scores.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 17:39:53 GMT

Digital cameras and digital video recorders are ubercheap on Black Friday.

Last year I was working at Super Target on Black Friday stocking overnight. Great place for household appliances and electronics if you aren't too picky about the brand...prices are really good. I wouldn't make it your first stop, but if everywhere else is packed or sold out, try Target.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

turninganewleaf — Wed, 07 Nov 2007 18:23:13 GMT

Am I the only one that after many years of NOT having any open CC's but paying off those balances for several months and finally getting them to $0 and now having 3 active cards (which I've managed to PIF on all 3 - one I've had for the past year and the other two I've had a couple of months)?

I'm so afraid I'll fall back into the "oh, i'll just charge and save my cash and pay later", mentality. I was my own worst enemy back then!

I freak out now if my balance gets over $100 just simply because I'm afraid $100 will quickly turn into $1000 again - which I would not be able to PIF in one month. I know the sleigh center isn't where I need to be, but should we start another thread for those like me who are "afraid to use my cc's"! Ha!

So far I've done well but I'm afraid what this holiday season may bring!

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 18:26:20 GMT

I am spending $300 on x-mas gifts, whether it is for 3 or 30 people. Somebody better hope it is 3!!

No maxing otu the cards for me! I am steering clear of the malls, I don't have much self-control to not buy myself stuff.

Re: Don't Use All Those Cards In One Place For Xmas Shopping!

Anonymous — Wed, 07 Nov 2007 18:48:37 GMT

turninganewleaf wrote:
Am I the only one that after many years of NOT having any open CC's but paying off those balances for several months and finally getting them to $0 and now having 3 active cards (which I've managed to PIF on all 3 - one I've had for the past year and the other two I've had a couple of months)?

I'm so afraid I'll fall back into the "oh, i'll just charge and save my cash and pay later", mentality. I was my own worst enemy back then!

I freak out now if my balance gets over $100 just simply because I'm afraid $100 will quickly turn into $1000 again - which I would not be able to PIF in one month. I know the sleigh center isn't where I need to be, but should we start another thread for those like me who are "afraid to use my cc's"! Ha!

So far I've done well but I'm afraid what this holiday season may bring!

Oh my Lord, do I know what you're going through. I have anxiety attacks about my balances. Collectively I've got about $7,000 in CC debt. I wish I had a money tree...