topic Re: wamu in Credit Cards

wamu

laryn41 — Fri, 03 Aug 2007 12:49:32 GMT

Who do they pull? are they an easy card to get with a high limit?

Re: wamu

Anonymous — Fri, 03 Aug 2007 13:22:03 GMT

Well, TU was pulled with a PFICO of 614 and they approved me for 2500CL

Re: wamu

laryn41 — Fri, 03 Aug 2007 13:27:26 GMT

I have a lot of Inquiries in the past 12 month... you think that matters?

Re: wamu

Anonymous — Fri, 03 Aug 2007 13:45:51 GMT

@laryn41 wrote:
I have a lot of Inquiries in the past 12 month... you think that matters?

How many is a lot? How many inquiries on TU and EX? (WaMu seems to pull TU maybe 85% of the time, EX about 15%). People with high scores but a high number of inquiries have been declined.

Re: wamu

laryn41 — Fri, 03 Aug 2007 14:06:43 GMT

maybe 50 on eq. they pulled like 40 for banks to get the best int rate on a car for me.

Re: wamu

Anonymous — Fri, 03 Aug 2007 15:44:54 GMT

@laryn41 wrote:
maybe 50 on eq. they pulled like 40 for banks to get the best int rate on a car for me.

You can disregard the auto loan inquiries - if they all occurred within a short time period, they are only counted as one inquiry. However, WaMu almost never pulls EQ, so the important question is how many inquiries on TU and EX during the past 12 months.

Re: wamu

Anonymous — Fri, 03 Aug 2007 18:58:12 GMT

WAMU pulled EX for me... I am in NC.