topic Re: Kays in Credit Cards

Kays

Anonymous — Tue, 06 Nov 2007 03:23:42 GMT

I got a Kay's Jewelry card to take advantage of a free financing for 12 month deal-

So I no have an even 10 cards and this will be the only store card I have had on my CR since I had a Kay's card about 12 years ago.

6K CL-

BTW- the did a soft on EX and a hard on EQ.

Won't try to keep up with ashabbir1- this is IT period

BTW #2 - Hauling - Yes I got the DW something nice and hit VC today too. Diamonds + lingerie = Happy Timothy

Re: Kays

haulingthescoreup — Tue, 06 Nov 2007 12:26:48 GMT

@Anonymous wrote:
BTW #2 - Hauling - Yes I got the DW something nice and hit VC today too. Diamonds + lingerie = Happy Timothy

And men keep pretending we're so complicated!

If Mama ain't happy, ain't NOBODY happy.

Re: Kays

fused — Wed, 07 Nov 2007 02:48:32 GMT

@haulingthescoreup wrote:

@Anonymous wrote:
BTW #2 - Hauling - Yes I got the DW something nice and hit VC today too. Diamonds + lingerie = Happy Timothy

And men keep pretending we're so complicated!

If Mama ain't happy, ain't NOBODY happy.

Now ain't that right. Timothy you're good man! Soon it will be my turn to get my DW something special. Hmmmmmm...will it be jewelry, a purse, a handbag or some other expensive accessory.

Re: Kays

haulingthescoreup — Wed, 07 Nov 2007 02:51:26 GMT

fused wrote:Now ain't that right. Timothy you're good man! Soon it will be my turn to get my DW something special. Hmmmmmm...will it be jewelry, a purse, a handbag or some other expensive accessory.

Don't forget the kitchen accessories from Macy's online! Nothin' says lovin' like a new pasta strainer..

Re: Kays

fused — Wed, 07 Nov 2007 03:01:52 GMT

Nope! I'm the full-time cook in our family. My wife does not cook, period!

Re: Kays

fused — Wed, 07 Nov 2007 03:09:53 GMT

Timothy, what's the APR on this card?

Re: Kays

Anonymous — Wed, 07 Nov 2007 04:33:07 GMT

The Standard APR is outrageous - 22%+

But I got 12 months at 0%.

@fused wrote:
Timothy, what's the APR on this card?

Re: Kays

haulingthescoreup — Wed, 07 Nov 2007 11:53:43 GMT

@fused wrote:
Timothy, what's the APR on this card?

Oh, no, the ashabbir1 madness spreads; it has even hit the mods now...

Re: Kays

Anonymous — Wed, 07 Nov 2007 18:57:20 GMT

I honestly didn't even consider a company would do a hard on one CRA and a soft on another...it makes sense but it's a little overkill. I know why they do it but just for purposes of applying for a card or increasing a limit, one should be sufficient. Pick and choose. It's oranges and apples for the most part.

Re: Kays

fused — Thu, 08 Nov 2007 01:02:58 GMT

TheCynicalOne wrote:

I honestly didn't even consider a company would do a hard on one CRA and a soft on another...it makes sense but it's a little overkill. I know why they do it but just for purposes of applying for a card or increasing a limit, one should be sufficient. Pick and choose. It's oranges and apples for the most part.

I agree but it is a common practice with some CCCs.

Re: Kays

Anonymous — Thu, 08 Nov 2007 02:27:31 GMT

They do the soft for the Credit identification application-

@Anonymous wrote:
I honestly didn't even consider a company would do a hard on one CRA and a soft on another...it makes sense but it's a little overkill. I know why they do it but just for purposes of applying for a card or increasing a limit, one should be sufficient. Pick and choose. It's oranges and apples for the most part.