topic Re: BOA - Visa Signature in Credit Cards

BOA - Visa Signature

chefd2 — Mon, 07 Dec 2009 15:49:50 GMT

Why doesnt it? or how can I get it to report a credit limit?

Re: BOA - Visa Signature

Anonymous — Thu, 10 Dec 2009 02:29:52 GMT

@chefd2 wrote:
Why doesnt it? or how can I get it to report a credit limit?

you can't. Signature cards have flexible limit. you will have to switch the card to a Platinum Plus to get it to report a limit. that's what i did with my BOA signature card.

Re: BOA - Visa Signature

Anonymous — Fri, 11 Dec 2009 16:26:31 GMT

If I switch my BOA Signature Visa to a Platinum Plus will it appear as a new account on my CR and reduce my average age of accounts?

Re: BOA - Visa Signature

Anonymous — Fri, 11 Dec 2009 16:29:11 GMT

@Anonymous wrote:
If I switch my BOA Signature Visa to a Platinum Plus will it appear as a new account on my CR and reduce my average age of accounts?

Anytime you PC a BofA credit card the account number will change, but the new account will retain the history of the old account. BofA is most efficient in doing this.

Re: BOA - Visa Signature

Anonymous — Fri, 11 Dec 2009 16:43:51 GMT

Thank you, that's good to know. When they changed my Platinum to a Visa Signature earlier this year, it still showed on my CR as a 20 year old account, but I didn't dare assume anything about BOA these days.

Message Edited by FreeInNH on 12-11-2009 08:43 AM