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    <title>topic Re: JFCU CLI in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609318#M195958</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/31305"&gt;@ocheosa&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hello FICO Family,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Totally out of the blue received a letter from JFCU today, they have auto increased my account +2,500.&amp;nbsp;I expected a&amp;nbsp;possible increase&amp;nbsp;at my two year mark April 2010. By the verbage at the end of the letter it seems they probably&amp;nbsp;softed EQ. Kudos to JFCU - in this economy I thought it an extremely nice gesture!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy Holiday Season to All!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds like a great credit union. What's JF?&lt;/P&gt;</description>
    <pubDate>Sun, 13 Dec 2009 13:50:37 GMT</pubDate>
    <dc:creator>Karatz</dc:creator>
    <dc:date>2009-12-13T13:50:37Z</dc:date>
    <item>
      <title>JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/608741#M195751</link>
      <description>&lt;P&gt;Hello FICO Family,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Totally out of the blue received a letter from JFCU today, they have auto increased my account +2,500.&amp;nbsp;I expected a&amp;nbsp;possible increase&amp;nbsp;at my two year mark April 2010. By the verbage at the end of the letter it seems they probably&amp;nbsp;softed EQ. Kudos to JFCU - in this economy I thought it an extremely nice gesture!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy Holiday Season to All!&lt;/P&gt;</description>
      <pubDate>Thu, 10 Dec 2009 23:02:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/608741#M195751</guid>
      <dc:creator>ocheosa</dc:creator>
      <dc:date>2009-12-10T23:02:37Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609318#M195958</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/31305"&gt;@ocheosa&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hello FICO Family,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Totally out of the blue received a letter from JFCU today, they have auto increased my account +2,500.&amp;nbsp;I expected a&amp;nbsp;possible increase&amp;nbsp;at my two year mark April 2010. By the verbage at the end of the letter it seems they probably&amp;nbsp;softed EQ. Kudos to JFCU - in this economy I thought it an extremely nice gesture!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy Holiday Season to All!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds like a great credit union. What's JF?&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2009 13:50:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609318#M195958</guid>
      <dc:creator>Karatz</dc:creator>
      <dc:date>2009-12-13T13:50:37Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609320#M195959</link>
      <description>Justice Federal CU</description>
      <pubDate>Sun, 13 Dec 2009 13:58:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609320#M195959</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2009-12-13T13:58:59Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609423#M195995</link>
      <description>Ah thanks. I'm new to credit unions, but I must say I'm pleased thus far.</description>
      <pubDate>Sun, 13 Dec 2009 20:48:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609423#M195995</guid>
      <dc:creator>Karatz</dc:creator>
      <dc:date>2009-12-13T20:48:28Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609424#M195996</link>
      <description>&lt;P&gt;JFCU used to be very popular among credit educated crowd, but a while ago they deteriorated to the status of Chase among the same crowd.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This is third or fourth report about auto CLI by JFCU that I see in very short time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do not know if it is meaningfull, but would hope that JFCU has decided to regain its reputation.&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2009 20:53:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609424#M195996</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-12-13T20:53:42Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609441#M196008</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/75412"&gt;@wmarat&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;JFCU used to be very popular among credit educated crowd, but a while ago they deteriorated to the status of Chase among the same crowd.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This is third or fourth report about auto CLI by JFCU that I see in very short time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do not know if it is meaningfull, but would hope that JFCU has decided to regain its reputation.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hi Wmarat,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you would not mind sharing, what was the issue with JFCU? I never experienced any issue with them all though this bank madness, nor have I had any problems with Chase. The only issues I had were with BOA slashed line by 50% (10k) then regained 3k 6mos later. And when AMEX initially started slashing the revolvers I just closed the two that I had (blue and clear) and downgraded from the gold charge to the green. Other than these&amp;nbsp;instances&amp;nbsp;I have not felt any credit heat. I have more than enough open cl's. I keep prob&amp;nbsp;10-15k moving through the accounts at any given time. I guess I should count myself lucky because for awhile there I was&amp;nbsp;getting a bit "app happy". This is the reason I had to restrict myself from the forums for a few months. I was totally&amp;nbsp;out of control.&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2009 21:35:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609441#M196008</guid>
      <dc:creator>ocheosa</dc:creator>
      <dc:date>2009-12-13T21:35:52Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609445#M196011</link>
      <description>Search CB, FW and FT.</description>
      <pubDate>Sun, 13 Dec 2009 21:37:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609445#M196011</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-12-13T21:37:17Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609448#M196014</link>
      <description>FT (finanical times) but FW ??</description>
      <pubDate>Sun, 13 Dec 2009 21:43:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609448#M196014</guid>
      <dc:creator>ocheosa</dc:creator>
      <dc:date>2009-12-13T21:43:17Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609449#M196015</link>
      <description>&lt;P&gt;FT - Flyers Talk&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FW - FatWallet&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2009 21:47:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609449#M196015</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-12-13T21:47:14Z</dc:date>
    </item>
    <item>
      <title>Re: JFCU CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609451#M196017</link>
      <description>thanks!</description>
      <pubDate>Sun, 13 Dec 2009 21:49:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JFCU-CLI/m-p/609451#M196017</guid>
      <dc:creator>ocheosa</dc:creator>
      <dc:date>2009-12-13T21:49:58Z</dc:date>
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